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Video: FDIC Insurance

Brokered deposits not accepted.

For deposit rates in Omaha, Nebraska please call (402) 827-1999.
In Bonner Springs, Kansas please call (913) 667-8600.


Certificate of Deposit Rates

Effective as of
September 1, 2010

Minimum to open: $1,000
10-Month Access Minimum to Open: $10,000

Other Terms Available

TERM

$1,000-$24,999 APY*

$25,000 & OVER APY*

3 months 0.10% 0.20%
6 months 0.25% 0.35%
9 months 0.30% 0.40%
10 month Access** 0.20% 0.20%
10 months 0.40% 0.50%
12 months 0.75% 0.85%
13 months 0.75% 0.85%
15 months 0.75% 0.85%
16 months 0.75% 0.85%
18 months 1.00% 1.10%
19 months 1.00% 1.10%
20 months 1.26% 1.36%
24 months 1.46% 1.56%
25 months 1.46% 1.56%
30 months 1.51% 1.61%
36 months 2.17% 2.27%
48 months 2.32% 2.42%
60 months 2.83% 2.93%

*The Annual Percentage Yield (APY) is based on quarterly compounding. Rates subject to change at any time. Special restrictions may apply. Penalty for early withdrawal. Member FDIC.

**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty.

Call 800-297-2837, or in Lincoln, 323-1777, for more information.


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Individual Retirement Account Rates

Effective as of
September 1, 2010

Other Terms Available

TERM

$1,000-$24,999 APY*

$25,000 & OVER APY*

18 month Variable** 1.00% 1.11%
12 months 0.75% 0.85%
13 months 0.75% 0.85%
16 months 0.75% 0.85%
18 months 1.00% 1.10%
19 months 1.00% 1.10%
20 months 1.26% 1.36%
24 months 1.46% 1.56%
25 months 1.46% 1.56%
30 months 1.51% 1.61%
36 months 2.17% 2.27%
48 months 2.32% 2.42%
60 months 2.83% 2.93%

*The Annual Percentage Yield (APY) is based on quarterly compounding. Rates subject to change at any time. Special restrictions may apply. Penalty for early withdrawal. Member FDIC.

**Variable Rate IRA rate is subject to change after the account is opened.

Call 800-297-2837, or in Lincoln, 323-1777, for more information.


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Money Market & Savings Rates

Effective as of
September 1, 2010

Value Edge Money Market Account

$10,000 minimum to open

BALANCE

INTEREST RATE

APY*

Less than $10,000 0.10% 0.10%
$10,000 to $49,999 0.20% 0.20%
$50,000 to $249,999 0.45% 0.45%
$250,000 to $499,999 0.55% 0.55%
$500,000 and Over 0.55% 0.55%
 

Union Money Fund

$50 minimum to open

BALANCE

INTEREST RATE

APY*

Less than $2,500 0.00% 0.00%
$2,500 to $4,999 0.10% 0.10%
$5,000 to $24,999 0.20% 0.20%
$25,000 to $49,999 0.30% 0.30%
$50,000 to $99,999 0.35% 0.35%
$100,000 and Over 0.45% 0.45%
 

Union Savings Account

$25 minimum to open

BALANCE

INTEREST RATE

APY*

$0.01 or more

0.10%

0.10%

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. Member FDIC.

Call 800-297-2837, or in Lincoln, 323-1777, for more information.


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Health Savings Account

Effective as of
September 1, 2010

$50 minimum to open

BALANCE

INTEREST RATE

APY*

Less than $2,500 0.20% 0.20%
$2,500 to $4,999 0.30% 0.30%
$5,000 to $24,999 0.40% 0.40%
$25,000 to $49,999 0.90% 0.90%
$50,000 to $99,999 1.30% 1.31%
$100,000 and Over 1.55% 1.56%

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. Member FDIC.

Call 800-297-2837, or in Lincoln, 323-1777, for more information.


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Checking Account Rates

Effective as of
September 1, 2010

Bonus Checking (when activity requirements met)*

BALANCE INTEREST RATE APY*
$0 - $1,499 0.00% 0.00%
$1,500 - $25,000 0.75% 0.75%
$25,001 & over 0.25% 0.25%
     
Bonus Checking (when activity requirements not met)*
BALANCE INTEREST RATE APY*
$0 - $1,499 0.00% 0.00%
$1,500 - $25,000 0.25% 0.25%
$25,001 & over 0.25% 0.25%
*Monthly Activity Requirements: 12 debit card purchases,
receive e-statements, access Online Banking, Direct Deposit
 
Interest Advantage Checking Account

BALANCE

INTEREST RATE

APY*

$0-$499

0.00% 0.00%

$500-$999

0.10% 0.10%

$1,000-$4,999

0.10% 0.10%

$5,000-$9,999

0.10% 0.10%

$10,000-$19,999

0.15% 0.15%

$20,000 & over

0.20% 0.20%
 

50 Plus Checking

BALANCE

INTEREST RATE

APY*

$0-$99

0.00%

0.00%

$100 & over

0.10%

0.10%

 

Classic Checking

BALANCE

INTEREST RATE

APY*

$0-$299

0.00%

0.00%

$300 & over

0.10%

0.10%

*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $50 unless noted otherwise. Fees may reduce earnings. Member FDIC.

Call 800-297-2837, or in Lincoln, 323-1777, for more information.

 

 
   
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Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.

FDIC Insurance:
Union Bank is a participant in the FDIC Transaction Account Guarantee Program. Click here for important information regarding FDIC Insurance.


**Insurance policies are obligations of the issuing insurance company, and are not obligations or deposits of, or guaranteed by any bank and are not FDIC insured. Union Bank makes insurance available through its affiliated company Union Agency Inc.
©2010 Union Bank & Trust Company. All Rights Reserved. MEMBER FDIC.