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Video: FDIC Insurance
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Brokered
deposits not accepted. |
For deposit rates in Omaha, Nebraska please call (402)
827-1999.
In Bonner Springs, Kansas please call (913) 667-8600. |
Certificate of Deposit Rates |
Effective as of
March 17, 2010 |
Minimum to open: $1,000
10-Month Access Minimum to Open: $10,000
|
| Other Terms Available |
TERM |
$1,000-$24,999 APY* |
$25,000 & OVER APY* |
| 3 months |
0.20% |
0.30% |
| 6 months |
0.35% |
0.45% |
| 9 months |
0.40% |
0.50% |
| 10 month Access** |
0.25% |
0.25% |
| 10 months |
0.50% |
0.60% |
| 12 months |
0.85% |
0.95% |
| 13 months |
0.85% |
0.95% |
| 15 months |
0.85% |
0.95% |
| 16 months |
0.85% |
0.95% |
| 18 months |
1.21% |
1.31% |
| 19 months |
1.41% |
1.51% |
| 20 months |
1.51% |
1.61% |
| 24 months |
1.76% |
1.86% |
| 25 months |
1.76% |
1.86% |
| 30 months |
1.81% |
1.91% |
| 36 months |
2.52% |
2.63% |
| 48 months |
2.63% |
2.73% |
| 60 months |
3.14% |
3.24% |
*The Annual Percentage Yield (APY) is based on
quarterly compounding. Rates subject to change at any time.
Special restrictions may apply. Penalty for early withdrawal.
Member FDIC. |
**The Access CD offers a guaranteed annual percentage
yield with the flexibility of penalty free withdrawals. Withdrawals
made during the 6 days after opening or 6 days after each subsequent
withdrawal will be assessed a penalty. |
Call 800-297-2837, or in Lincoln, 323-1777, for
more information. |
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Individual Retirement Account
Rates |
Effective as of
March 17, 2010 |
| Other Terms Available |
TERM |
$1,000-$24,999 APY* |
$25,000 & OVER APY* |
| 18 month Variable** |
1.36% |
1.46% |
| 12 months |
0.85% |
0.95% |
| 13 months |
0.85% |
0.95% |
| 16 months |
0.85% |
0.95% |
| 18 months |
1.21% |
1.31% |
| 19 months |
1.41% |
1.51% |
| 20 months |
1.51% |
1.61% |
| 24 months |
1.76% |
1.86% |
| 25 months |
1.76% |
1.86% |
| 30 months |
1.81% |
1.91% |
| 36 months |
2.52% |
2.63% |
| 48 months |
2.63% |
2.73% |
| 60 months |
3.14% |
3.24% |
*The Annual Percentage Yield (APY)
is based on quarterly compounding. Rates subject to change at
any time. Special restrictions may apply. Penalty for early
withdrawal. Member FDIC. |
**Variable Rate IRA rate is subject to change
after the account is opened. |
Call 800-297-2837, or in Lincoln, 323-1777, for
more information. |
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Money Market & Savings Rates |
Effective as of
March 17, 2010 |
Value Edge Money Market Account |
$10,000 minimum to open |
BALANCE |
INTEREST RATE |
APY* |
| Less than $10,000 |
0.10% |
0.10% |
| $10,000 to $49,999 |
0.20% |
0.20% |
| $50,000 to $249,999 |
0.50% |
0.50% |
| $250,000 to $499,999 |
0.70% |
0.70% |
| $500,000 and Over |
0.70% |
0.70% |
| |
Union Money Fund |
$50 minimum to open |
BALANCE |
INTEREST RATE |
APY* |
| Less than $2,500 |
0.00% |
0.00% |
| $2,500 to $4,999 |
0.10% |
0.10% |
| $5,000 to $24,999 |
0.20% |
0.20% |
| $25,000 to $49,999 |
0.40% |
0.40% |
| $50,000 to $99,999 |
0.45% |
0.45% |
| $100,000 and Over |
0.60% |
0.60% |
| |
Union Savings Account |
$25 minimum to open |
BALANCE |
INTEREST RATE |
APY* |
$0.01 or more |
0.10% |
0.10% |
*The Annual Percentage Yield (APY) is based on
monthly compounding. Rates subject to change at any time. Special
restrictions may apply. Fees may reduce earnings. Member FDIC. |
Call 800-297-2837, or in Lincoln, 323-1777, for
more information. |
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Health Savings Account |
Effective as of
March 17, 2010 |
$50 minimum to open |
BALANCE |
INTEREST RATE |
APY* |
| Less than $2,500 |
0.20% |
0.20% |
| $2,500 to $4,999 |
0.30% |
0.30% |
| $5,000 to $24,999 |
0.40% |
0.40% |
| $25,000 to $49,999 |
0.90% |
0.90% |
| $50,000 to $99,999 |
1.30% |
1.31% |
| $100,000 and Over |
1.55% |
1.56% |
*The Annual Percentage Yield (APY) is based on
monthly compounding. Rates subject to change at any time. Special
restrictions may apply. Fees may reduce earnings. Member FDIC. |
Call 800-297-2837, or in Lincoln, 323-1777, for
more information. |
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Checking Account Rates |
Effective as of
March 17, 2010 |
Bonus Checking (when activity requirements met)* |
| BALANCE |
INTEREST RATE |
APY* |
| $0 - $1,499 |
0.00% |
0.00% |
| $1,500 - $25,000 |
0.75% |
0.75% |
| $25,001 & over |
0.25% |
0.25% |
| |
|
|
| Bonus Checking (when activity requirements not met)* |
| BALANCE |
INTEREST RATE |
APY* |
| $0 - $1,499 |
0.00% |
0.00% |
| $1,500 - $25,000 |
0.25% |
0.25% |
| $25,001 & over |
0.25% |
0.25% |
*Monthly Activity Requirements: 12 debit card purchases,
receive e-statements, access Online Banking, Direct Deposit |
| |
| Interest Advantage Checking Account |
BALANCE |
INTEREST RATE |
APY* |
$0-$499 |
0.00% |
0.00% |
$500-$999 |
0.10% |
0.10% |
$1,000-$4,999 |
0.10% |
0.10% |
$5,000-$9,999 |
0.10% |
0.10% |
$10,000-$19,999 |
0.15% |
0.15% |
$20,000 & over |
0.25% |
0.25% |
| |
50 Plus Checking |
BALANCE |
INTEREST RATE |
APY* |
$0-$99 |
0.00% |
0.00% |
$100 & over |
0.10% |
0.10% |
| |
Classic Checking |
BALANCE |
INTEREST RATE |
APY* |
$0-$299 |
0.00% |
0.00% |
$300 & over |
0.10% |
0.10% |
*The Annual Percentage Yield (APY) is based on
monthly compounding. Rates subject to change at any time. Special
restrictions may apply. Minimum opening balance is $50 unless
noted otherwise. Fees may reduce earnings. Member FDIC. |
Call 800-297-2837, or in Lincoln, 323-1777, for
more information. |
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Important
Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens
an account. What this means for you: When you open an account, we will
ask for your name, address, date of birth, and other information that
will allow us to identify you; we may also ask to see your driver’s
license or other identifying documents.
FDIC Insurance:
The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. Union Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
**Insurance policies are obligations of the issuing insurance company,
and are not obligations or deposits of, or guaranteed by any bank and
are not FDIC insured. Union Bank makes insurance available through its
affiliated company Union Agency Inc. |
| ©2010 Union Bank & Trust Company. All Rights Reserved. MEMBER
FDIC. |
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