Joel Kaldahl's experience since 2014 with Union Bank's mortgage team puts customers in good hands. A Mortgage Specialist supporting the loan officers with taking applications, locking and closing loans, and assisting with referral partnerships and marketing, Joel keeps mortgage loans moving forward with accuracy and timeliness.

A graduate of Concordia University with a bachelor's degree in business administration, Joel is an elder at Good Shepherd Lutheran Church and a member of the church's finance committee. He also serves the community as a volunteer coach for YMCA sports. When he's not providing invaluable assistance to UBT's mortgage loan officers, he enjoys spending time outdoors with his wife and three kids, playing tennis, and attending church services.