Running a Business

SWIFT Code: UNTUUS42

To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:

1. Receiving Bank: Union Bank & Trust Co.
2. SWIFT Code: UNTUUS42
3. Beneficiary: Union Bank & Trust Co. Account Name
4. Address: Union Bank & Trust Co. Account Address
5. Account Number: Union Bank & Trust Co. Account Number

A patient account financing program helps your patients in the following ways: 

• Manageable monthly payments
• Patients able to add to their existing loan
• Every patient is treated with a high level of respect and integrity

On a monthly basis you will receive:

• Outstanding volume summary report 
• Account-level information on new loans and repurchases sent daily
• Analysis on the YTD repurchases and delinquent accounts

There are several components that will save your staff time and effort:

• Immediate account resolution via ACH
• Decrease A/R days and bad debt
• Eliminate additional expense of collecting accounts in-house

Employee contributions to an HSA can be made by payroll deductions or personal deposits. When an employee makes contributions through a payroll deduction and is ran through a Section 125 plan (also called a salary reduction or cafeteria plan) these dollar are pre-tax, including social security tax. If employees make personal deposits into their HSA it is on a post tax basis. The amount can be deducted from their taxable income but they will not recover the social security tax.

Yes. High-deductible health plan premiums are much lower than the typical HMO and PPO premiums. Many businesses are finding these health plans affordable for their companies and their employees.