Managing Your Money

Direct deposit of payroll provides you same-day access to your funds the day your employer issues your check. Eliminate mail delays and the added trip to the bank to make your deposit. With direct deposit, you'll simply receive your paycheck in your personal checking account on your payday. That's it!

To be eligible to receive Direct Deposit into your personal checking account, your employer must be enrolled in the service on their business checking account. If you are currently receiving a check, ask your employer if direct deposit is available. A branch can print a direct deposit form for you. You can also download and print our Direct Deposit Form.

SWIFT Code: UNTUUS42

To assist our customers living abroad or with family members who live outside of the United States, we have an International Wire SWIFT Code. Use the information below to send a wire to a Union Bank & Trust account:

1. Receiving Bank: Union Bank & Trust Co.
2. SWIFT Code: UNTUUS42
3. Beneficiary: Union Bank & Trust Co. Account Name
4. Address: Union Bank & Trust Co. Account Address
5. Account Number: Union Bank & Trust Co. Account Number

Our partner offers student loans through www.u-fi.com

A branch can print a direct deposit form for you. You can also download and print our Direct Deposit Form.

Domestic students need a government issued ID and their N Card.

International students will need a passport and their N Card.

Union Bank's routing number is 104910795.

You can find your account number in a few places:

1. In UBTgo on the Account Details section of the Account Activity Screen
2. On your checks
3. On a monthly statement either mailed to your or accessed through UBTgo

For Health Savings Accounts only, the routing number is: 104914160.