Rewards & Signature Rewards
Get the features you need most in your credit card with our classic Visa Rewards card.
Need to build or repair your credit? Our Secured Visa card will help you get on the right track.
|Rewards & Signature Rewards||Secured|
|The Basics||The Rewards and Signature Rewards cards earn you points and/or cash back for every purchase you make.
With Signature Rewards, you’ll also have access to additional exclusive VISA perks.
|For those who have no credit or damaged credit, a Secured card can help you jump-start the rebuilding process and earn rewards along the way.|
|Annual Fees||None||$25 per year|
|Rewards||Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more||Earn 1 point per $1 purchased. Redeem points for cash back, travel, gift cards, merchandise, and more|
Automatic enrollment in ScoreCard Rewards Program
Automatic enrollment in ScoreCard Rewards Program
Qualified Signature cardholders enjoy additional VISA Signature perks you won’t find with our other card.
When you submit an application, you’re applying for an unsecured credit card with Union Bank & Trust, and approval is based on your credit worthiness.
The Visa Rewards and Signature Rewards credit cards have the same terms and conditions.
|Secure your credit line with a cash deposit.|
|Interest Rates and Fees||View interest rates and fees||View interest rates and fees|
Now you can get even more of a good thing
Whether it’s toppings on your ice cream or rewards points on your UBT credit card, you can never have too much of a good thing. And right now, you can earn 5,000 bonus points or $50 cash back* when you open a new credit card and 10 purchase transactions are posted within 60 days of account opening.
Signature Rewards Card
Offers + Perks
Gain access to a wide variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more.
When you are traveling or working anywhere in the world, your covered Visa Signature® card gets you access to a multilingual call center – 24 hours a day, 365 days a year to help.
Help on the road
Benefits like pay-per-use Roadside Dispatch and Auto Rental Collision Damage Waiver help you when you're traveling on the road.
Lost or stolen card
Call VISA Global Customer Care Services at 1-800-847-2911 to report your card. They can help you get a replacement. This also protects you from liability for fraudulent charges.
Emergency cash disbursement
In case of emergency, VISA can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank.
Cardholder inquiry services
Take full advantage of your unique benefits with personalized support from VISA Signature card benefits experts.
Make every purchase count with your UBT credit card
When you use your UBT credit card for lunch at your favorite restaurant or to fuel up for your next road trip, you’re earning points for every dollar you spend. You can redeem your reward points for:
- Cash back
- Gift cards from top retailers
- Travel booking
- And more
Credit card security on the go
These days, keeping your credit card secure is more important than ever. That’s why we’ve partnered with SecurLock to help you take control of keeping your account safe. When you download the SecurLock app, you can:
- Turn your credit card on and off
- Set up real-time transaction alerts
- View transactions
- Authorize certain transaction types for purchases
- Place location controls on in-person purchases
We make it easy to manage your account online, from viewing your account transactions and history to making payments to accessing rewards and more.
Frequently Asked Questions
Yes. When you use your Union Bank & Trust Credit Card you earn one point for every dollar you spend on signature-based purchases. Points can be redeemed for cash back, merchandise, gift cards or travel. To learn more about Scorecard Rewards, call (800) 854-0790.
A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.
If you are traveling outside of your typical purchasing area we can place travel notes on your cards. You can stop into any branch, speak with Customer Support, or notify us via the Message Center within UBTgo.
We will issue a new card approximately one month before your current credit card expires and will send it to your current billing address. Your current credit card will continue to work until the end of the month in which it expires or, until you activate your new card. We recommend activating your new card immediately, once you receive it. This can be done by calling our card activation center at (866) 444-0083. Please have your new card available when you call.
For additional questions, or if you have not received the replacement as expected, please contact our Credit Card Support at (402) 323-1465, or toll-free (833) 323-1465.
Be sure to shred your old card once the new one has been activated.
Please contact a UBT Credit Card Specialist at 402-323-1465, toll-free at 833-323-1465, and we will be happy to assist you.
As soon as you discover your credit card is missing, call our Credit Card Customer Service center toll-free at (800) 221-5920 to report your card as lost or stolen. You may call 24 hours a day, seven days a week.
Get help from an expert
*Offer subject to credit approval. Valid on approved Rewards and Signature Rewards Credit Card applications received between October 1, 2019, and January 31, 2020. Bonus points offer available after 10 purchase transactions are posted within 60 days of credit card open date. Member FDIC.
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