Small Business Banking

You’re moving forward, and we have your back

UBT has solutions that makes it easier to run your business. As an SBA Preferred Lender, UBT can utilize Special Purpose Loan Programs, make in-house credit decisions, accelerate your approval process, and provide more timely service than other banks.

UBT’s Catalyst Program for startups and entrepreneurs

Catalyst lab

Designed to give entrepreneurs and small business owners a place to brainstorm new ideas or present them to stakeholders, the Catalyst Lab is located in Lincoln’s vibrant West Haymarket area.

Catalyst network

Talk with a small business banker to learn how we can connect you with resources to help move your business forward.

Seminars and education

Learn from industry experts on a variety of topics directly impacting entrepreneurs, startups, and small business owners. Join us for our Speaker Series or catch another local seminar to keep up with trends.

The Right Loan for Your Business

Let’s explore your financing options

If your small business is ready to grow, we can help you find financing that fits. Simply provide some information to help us get to know you, your business, and your goals, and one of our experienced small business team members (like Stacia) will be happy to help you through the rest of the process.

Frequently Asked Questions

Can I complete an internal loan payment through Business Banking Online?

Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.

I received my token for Business Banking Online, how do I enable it?
  • Login to BBO using existing username and password 
  • Select the Enable Token option within Account Services 
  • Complete the online token enablement form and submit 

Going forward, you will utilize your token in conjunction of your original password.

I am locked out of Business Banking Online, what should I do?

Contact our Customer Support Team directly. Once you have successfully verified your identity,  the team can help you get your account unlocked and provide password reset assistance if needed. 

What should I do to view all my accounts on the BBO home page?

The Favorite Account section on the home page defaults to display your favorite accounts. It’s easy to modify this. Simply click the ‘Edit’ button and select all accounts you would like displayed in the Favorite Accounts pane.

How do you access Business Bill Pay?

Existing Business Bill Pay users can access Bill Pay by clicking on Bill Payments under the Management Tools option.

How can I review and approve transfers using dual control?

Transfers can be reviewed and approved by clicking on the Review tab within the Transactions section on the Overview page or by clicking on the Review tab on the main menu.