Simply Savings
A basic savings account that offers the flexibility to easily deposit and withdraw money.
Suggested opening deposit of $25
Fee waived by maintaining $100 average balance
Earn interest
Simply Savings Student
An account specially designed for those 25 and under, with no maintenance fee.
Suggested opening deposit of $25
Earn interest
Value Edge Money Market
Earn higher interest on balances over $10,000 with easy account access.
Required minimum opening deposit of $10,000
Write checks
Earn interest
| Minimum opening deposit | Monthly fee | Age requirement | Earns interest; see current rates | Six free debit transactions per calendar month | |
|---|---|---|---|---|---|
| Simply Savings | N/A | $3; waived with a $100 average balance | N/A | ✓ | ✓ $5 fee for each additional |
| Simply Savings Student | N/A | N/A | Ages 25 and under | ✓ |
✓ |
| Value Edge Money Market | $10,000 | N/A | N/A | ✓ | ✓ $25 fee for each additional |
Youth savings account
Opening an account with or for someone aged 14–17? Start here.
Rising Rate CDs
Good things come to those who wait
Trees. Flowers. Kids. Some things keep getting better the more they’re allowed to grow.
Our 24-month rising-rate CD is the same way. During the first 15 months, your rate is 3.85%. After that, you can withdraw your money penalty-free. If you leave the funds in the CD for another 9 months, however, we increase the interest rate to 4.50%. It adds up to a pretty great blended APY of 4.16% over a 24-month period.
$1,000 minimum to open. A 10-day grace period is granted for penalty-free withdrawals at the conclusion of each interest period.
RoundUp
An easy way to save
When you use your Union Bank Visa® debit card, we’ll round up the total to the nearest dollar and automatically deposit the difference into your savings account. Over time, this change can really add up! It’s easy and free. Sign up at any UBT location.
UBT HSA
Start saving for tomorrow’s healthcare expenses today
Our health savings accounts offer a triple tax advantage — and room to grow.
Your Money Has People
Real people who really care
Our people take pride in going the extra mile to help our customers, so you can relax knowing we have your best interests in mind. Beyond savings accounts, you’ll find a full range of services to help you grow your wealth — backed by real people, like Chase.
Relationship Advantage: A premium program for our most invested customers
Fee Relief
With $10,000 in combined personal accounts (HSAs excluded), your debit activity fees and return deposited item fees are waived on your personal checking accounts.
ATM freedom
Enjoy free, unlimited use of all non-Union Bank ATMs as well as Union Bank ATMs.
(Note: This does not waive surcharges some ATM owners may assess.)
It’s automatic
Each month, we automatically check to see if you qualify — you don’t have to sign up. Applies where the primary account holder is the same on the qualifying deposit accounts and checking account.
Frequently Asked Questions
How can I add someone to an account?
The fastest way to add someone to your account would be to stop into any branch location with them.
How can I remove an owner from an account?
We are not able to remove an account owner; a new account would need to be opened.
How can I close an account?
We require a signature from an account owner to close an account. The fastest and simplest way is to stop into any branch location.
When do I receive my savings account statements?
Savings account statements are rendered quarterly. If you have a checking account and have elected for combined statements then you will receive a statement monthly.
Why is my account inactive?
A checking or savings account will become inactive after 12 months of no credit or debit activity.
I like to give savings bonds as gifts. Can I still do so?
Yes. You can buy electronic savings bonds as gifts TreasuryDirect. You can hold the bonds in your gift box area in TreasuryDirect until you’re ready to electronically deliver them to the gift recipient. The recipient must have a TreasuryDirect account (or be named on a minor linked account if under 18 years old).
Need More Help?
Contact a banker nearby
*To qualify for the promotion, you must open your account at the Union Bank & Trust branch located at 177th & West Center Rd or 144th & West Dodge Rd, or when you open your account online, the Union Bank & Trust branch located at 177th & West Center Rd or 144th & West Dodge Rd must be the closest branch to the primary applicant’s address. Savings offer not valid for primary accountholder on an existing Simply Savings or Simply Savings Student account. Offer valid only in Douglas, Sarpy, and Washington counties in Nebraska. Offer not valid if existing savings account closed 120 days prior to 11/07/2022. Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. Simply Savings requires a $2,500 opening deposit in new money. Simply Savings earns .50% APY as of 1/03/2023. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers. Available 11/07/2022 to 01/31/2023. Member FDIC.
