Quick. Easy. Hassle-free. Put your loan request on the fast track with a streamlined application, no collateral or appraisal, no prepayment penalties, and quick access to your funds.
Whether you’re buying, refinancing, or using your car as collateral, we can help. Find out what you can afford, how much you can borrow, and more, starting with a free prequalification.
Get the comforts of home, on the road, with a loan for an RV or motor home. We’ll help take care of all the details with competitive loan rates, no prepayment penalties, and flexible terms.
Ready to remodel? Whether you’re handy with a hammer or prefer to hire a contractor, our home equity solutions use the value of your house to make you feel right at home.
Apply for a private student loan to fund your educational dreams. With great rates, flexible repayment terms, and no origination fees, Nelnet Bank brings you the very best in education loan options.
Already have student loans? Consolidate your high-interest-rate loans into a lower monthly payment. Nelnet Bank brings you the very best in student loan refinancing, featuring great rates and no origination fees.
Free download: The best times to make big purchases
Patience is a virtue, but it’s also a great way to save money. We put together a calendar of when popular (and pricey) items typically go on sale. It's a savvy shopper's guide to the best deals each month. Get yours today, and happy shopping!
Put your home equity to good use
Ready to tackle some home improvement projects that are on your wish list? A home equity loan or line of credit is a great way to use your investment to your advantage. Click through to learn more and get started.
Frequently Asked Questions
APR stands for "annual percentage rate." It is the annualized cost of credit, expressed as a percentage. The APR calculation considers certain fees to reflect the cost of credit in addition to interest.
UBT offers Ready loans, auto loans, RV loans, and home equity loans.
Yes. Simply select Future as your scheduling option. You’ll be able to select which date you’d like your payment to come out on.
If you are making a payment from your UBT checking or savings account, you can make a payment through the mobile app.
Yes. Setting up an Alert is fast and easy. Learn how to set up an Alert in our handy “Enrolling in UBTgo and setting up loan payments” guide, found here.
You are welcome to stop by any of our branches to pay in person.
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Loan products subject to credit approval.
