Financial Planning

Wherever you want to be, we'll help you get there

We’ll take the time to listen, ask questions, and understand your entire financial picture – then we’ll craft a plan specifically for you.

Financial planning with a broader scope

Analyzing where you are now

Your Private Client Advisor will analyze your current portfolio positioning relative to peers and look for areas of potential risk.

Crafting a plan to get there

We’ll work with you to sharply define your financial goals, balancing your need for growth with your level of risk tolerance. 

An open door

Your Private Client Advisor is here to answer your questions, address any concerns, and keep you informed.

Periodic reviews

Periodic reviews help us monitor your progress, keep you on track, and add accountability to the process.

UBT’s Financial Planning Process
How we bring it all together

Define Your Goals

What can we help you accomplish?

  • Education
  • Retirement
  • Future plans
     
Couple with Sparklers

Evaluate Your Assets

What do you currently have?

  • Bank accounts
  • Investments
  • Real Estate
     
Couple talking about finances

Perform Gap Analysis

What will you need to reach your goals?

  • Cash flow
  • Asset allocation
  • Risk tolerance
  • Insurance
  • Tax strategies
Charts on a computer

Deliver Options

How to get there

  • Probability analysis
  • Detailed recommendations
  • Comprehensive written report
     
Hands working together

Implement Strategies

We’ll activate your plan

  • Asset allocation
  • Estate planning
  • Tax strategies
  • Review annually
     
Financial planning doing some work

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the U.S.

Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.