Business Banking Online desktop features

Keep your balance

You can quickly view current-day balances and transactions, and export to financial software. Retrieve statements and images of paid checks and deposits. 

Easy transfers

You can pay loans and transfer funds between your Union Bank & Trust accounts. You have access to initiate and review stop payments on check items.

One username & password

You can access Business Banking Online, Positive Pay (fraud prevention), BillPay, and deposit checks in the mobile app, all with your same login credentials.

mobile wallet new image 2023

Mobile Wallet

Keep your commercial card handy

If you’re looking for a way to take your business digital, start by adding your commercial credit or debit card to your mobile wallet. Mobile wallets offer a quick, easy way to pay for things while you’re on the go, and you’ll always have your card with you for last-minute business expenses that come up. 

Business Banking Online

Your business, at your fingertips

For most business owners, there are no standard business hours. So wherever your day takes you, manage your business accounts when it works for you on your computer or on a mobile device.


BBO User Guide

Tips and tricks to maximize Business Banking Online

Did you recently enroll in Business Banking Online, or are you looking for some tips on how to make the most of your digital experience? Download our BBO user guide to learn more about how to get started, understand product features, and get answers to questions that might come up when navigating the system. And remember, if you’re ever stumped or have any questions, we’re always here to help.

Business paperless statements

Paperless statements are easy, electronic, and efficient

Get your statements securely and reduce mail coming to your office by enrolling in paperless statements. All Business Banking Online users have access to 24 months of statement history through BBO.


Business Mobile

Save yourself a trip to the bank

Depositing business checks, checking your balance, and reviewing transactions is easy from your mobile device.  If you have access to Business Banking Online, download the app and login to get started. 

Frequently Asked Questions

Can I complete an internal loan payment through Business Banking Online?

Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.

I received my token for Business Banking Online, how do I enable it?
  • Login to BBO using existing username and password 
  • Select the Enable Token option within Account Services 
  • Complete the online token enablement form and submit 

Going forward, you will utilize your token in conjunction of your original password.


I am locked out of Business Banking Online, what should I do?

Contact our Customer Support Team directly. Once you have successfully verified your identity,  the team can help you get your account unlocked and provide password reset assistance if needed. 

What should I do to view all my accounts on the BBO home page?

The Favorite Account section on the home page defaults to display your favorite accounts. It’s easy to modify this. Simply click the ‘Edit’ button and select all accounts you would like displayed in the Favorite Accounts pane.

How do you access Business Bill Pay?

Existing Business Bill Pay users can access Bill Pay by clicking on Bill Payments under the Management Tools option.

How can I review and approve transfers using dual control?

Transfers can be reviewed and approved by clicking on the Review tab within the Transactions section on the Overview page or by clicking on the Review tab on the main menu.

Need Support?

Connect with our people online

Message and data rates may apply.

iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.

Samsung Pay® is a registered trademark of Samsung Electronics Co.

Android, Google Play, and Google Play logo are trademarks of Google LLC.