Employee Benefits

Be a hero to your employees with benefits from UBT

Investing in your employees’ health and future success shows you care and helps your company stand out as a great place to work.

Strengthen Your Benefits Package

Happy employees make a company great

Competition to hire amazing people is fierce. We’ll help you attract and retain talented people with retirement plans and health benefit accounts that work hard for them — so they’ll gladly do the same for you.


401(k) plans

Employees can contribute a percentage of their salary to a designated retirement account, investing in a portfolio of mutual funds, stocks, bonds, and other options.


Typically for smaller companies, a Savings Incentive Match Plan for Employees is a simplified method for you and your employees to contribute to savings in a traditional IRA.

Health savings accounts

Your employees can contribute funds pre-tax into an HSA to save for current and future medical expenses — putting them in charge of their health care dollars.

Flexible spending accounts

Your employees can set aside funds pre-tax in an FSA and use it to pay for certain out-of-pocket health, vision, dental, and dependent care costs.

Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.