Commercial banking

Where big-bank capabilities meet small-bank flexibility

Get the support you need to run your business, from core accounts and business banking tools to loans that fuel your growth.

  • Commercial Loans

    Commercial Loans

    At UBT, your money has people — business people

    Whatever your vision for your business, a commercial lending expert — like Jake — is here to help you make it happen. We’ll help you grow and expand, with personal, responsive service you only get from a locally-owned bank.

    Jake Muhleisen
  • Commercial Real Estate

    Commercial Real Estate Financing

    A new address for your success

    UBT offers a wide range of commercial real estate loans designed to meet the specialized needs of investors, developers, and business owners.

    People working in commercial real estate
  • Equipment Financing

    Union Equipment Finance

    Putting the ease in lease

    Any company can offer you a generic lease or loan from a standard menu. Our equipment financing experts will dig deeper to fully understand your needs and pain points. The team’s understanding of tax, accounting, and cash planning issues helps us structure the right financing for you.

    UEF at work
  • SBA Loans

    Small Business Administration Loans

    Making it easier to get a loan

    Lower down payments and longer financing terms associated with SBA loans give you greater flexibility than other conventional loan options. As an SBA Preferred Lender, UBT can utilize Special Purpose Loan Programs, make in-house credit decisions, accelerate your approval process, and provide more timely service than other banks.

    Woman calling about an SBA loan
Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services, and more — all with a personal touch.