Value Edge Money Market
Best suited for businesses with $1,000 or more to invest in a safe, federally insured account.
- 24-hour account access
- Attractive money market interest rates
- Access funds via check or debit card
- Minimum opening deposit of $1,000
- No monthly fee
- Interest is paid monthly; click here for complete tiered rate information
- A total of six (6) free withdrawals/checks per month¹; $25 per additional withdrawal
¹Value Edge Money Market accounts have transfer and withdrawal limitations; see account disclosure for additional information.
Certificates of Deposit
Set it aside and watch it grow
Maximize your earnings securely and on your own time frame with a CD from UBT. You can choose how long you’d like to invest, how much, and how your interest is paid.
- Terms range from 3 months to 5 years
- Funds are accessible, but early withdrawals may be penalized
- Interest can be paid quarterly or at maturity
CDARS Program
Make large cash deposits quickly and confidentially
If your business has more than $250,000 to invest and you want it insured under the FDIC, CDARS (the Certificate of Deposit Account Registry Service) can help.
- Make a large deposit quickly and confidentially through UBT
- Enjoy full FDIC insurance, up to $30 million
- Work directly with UBT as your one trusted contact for your investments
Sweep Services
Maximize your money’s earning potential
Sweep services from UBT are a great way to move money into your higher-earning accounts automatically. Simply work with us to set a target balance for your account; then, at the end of each business day, our service “sweeps” the account for excess funds and ensures that money is invested or used to pay down debt.
Frequently Asked Questions
Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.
- Login to BBO using existing username and password
- Select the Enable Token option within Account Services
- Complete the online token enablement form and submit
Going forward, you will utilize your token in conjunction of your original password.
Contact our Customer Support Team directly. Once you have successfully verified your identity, the team can help you get your account unlocked and provide password reset assistance if needed.
The Favorite Account section on the home page defaults to display your favorite accounts. It’s easy to modify this. Simply click the ‘Edit’ button and select all accounts you would like displayed in the Favorite Accounts pane.
Existing Business BillPay users can access BillPay by clicking on Bill Payments under the Management Tools option.
Transfers can be reviewed and approved by clicking on the Review tab within the Transactions section on the Overview page or by clicking on the Review tab on the main menu.
