Finding a Credit Card
Cash Back, Rewards & Bonus Points
Now you can get even more of a good thing
Whether it’s toppings on your ice cream or rewards points on your UBT credit card, you can never have too much of a good thing. And right now, you can earn 5,000 bonus points or $50 cash back* when you open a new credit card and have 10 posted purchase transactions within 60 days of account opening.
Buying a Home
Enter & You Could Win
Get a home loan from UBT and you could win $6,000
Looking to buy or refinance a home? Do it with help from Union Bank’s team of home loan experts, and you’ll be entered for a chance to win $6,000 you could put toward your mortgage payments** — so you can spend your money on something more fun.
15-Month Access CD
Get 1.61% APY* on new money to UBT
If rates rise or you just need to access your money, you can do it as often as once a week. Only new money to UBT eligible with a $10,000 minimum to open.
*Annual Percentage Yield (APY) is based on quarterly compounding. $10,000 minimum initial deposit with $1,000 minimum balance required. Minimum withdrawal of $1,000. Withdrawals may be made without penalty every 7 days. Withdrawals made within 6 days of opening or following a withdrawal will be assessed a penalty, which may reduce earnings. Not available for Public Funds.
Invest in What’s Next
*Investing with your goals in mind, not ours
Grow into your financial goals with an investment tool that has no minimum balance or fees, backed by local people.
Financing Your Business
Commercial Lenders Who Care
At UBT, your money has people — business people
Great service comes from familiarity. Whatever your vision for your business, our commercial loans team (like Andy) is here to help you make it happen. We’ll take the time to get to know you, your business, and your goals, then recommend solutions that make sense for today and the long haul. And when you have questions or need help, we’re just a quick call or email away.
Checking that fits you
You have options, and we'll help you choose the account that fits your needs best.
Deposit account rates
Check out rates on all of our deposit products.
Home loan rates have dropped
It's a great time to buy or refinance to a lower rate.
Refi your auto loan
Let’s see if we can lower your monthly payments or shorten the life of your loan.
Get expert guidance to grow, protect, and transfer your wealth to loved ones.
Stop by your nearest branch
Whether you have questions, want to manage your accounts or open a loan, or just want to chat, we’re always happy to see you.
Connect with our people online
*Offer subject to credit approval. Valid on approved Rewards and Signature Rewards Credit Card applications received between October 1, 2019, and January 31, 2020. Bonus points offer available after 10 purchase transactions are posted within 60 days of credit card open date. Member FDIC.
**NO PURCHASE NECESSARY. Void where prohibited. Applicants that close a secondary market, owner-occupied, primary-dwelling secured home purchase or refinance loan in Nebraska or Kansas between Tuesday, October 1, 2019, at 12:00 a.m. Central Time and Wednesday, January 15, 2020, at 11:59 p.m. Central Time (the “Promotion Period”) will be automatically entered in the contest. You may also participate in the Drawing by completing the form at the following link www.ubt.com/personal_banking/home_loan_drawing/6000_dollar_giveaway_011520 during the Promotion Period. You must be at least 18 years of age and a resident of the 50 United States or the District of Columbia at time of entry. Residents of the state of Maine are not eligible to participate. YOU MUST NOT BE PROHIBITED BY FEDERAL OR STATE LAW FROM ENTERING THIS DRAWING OR FROM WINNING THE PRIZE. You may enter only once. You need not be present to win. You may win only once. One winner will receive $6,000 (which may be used to make mortgage payments) and may choose a cashier’s check OR direct deposit into their Union Bank checking account. Odds of winning depend on the number of entries received. Official rules available. Member FDIC.