Commercial Loans & Lines of Credit

We’re here to help — now and in the future

Get the support you need to keep growing your business with personal, responsive service from UBT’s team of experts.

Commercial Lenders Who Care

At UBT, your money has people — business people

Great service comes from familiarity. Whatever your vision for your business, our commercial loans team (like Jake) is here to help you make it happen. We’ll take the time to get to know you, your business, and your goals, then recommend solutions that make sense for today and the long haul. And when you have questions or need help, we’re just a quick call or email away.


Commercial Real Estate

Get the land you need for the growth you want

Designed to meet the specialized needs of commercial real estate clients, investors, developers, and owners, our Commercial Real Estate team can tailor a wide range of products and services with responsive service and personal attention.

Business Lending

Make sure you have what you need to apply

Whether you’re just starting your business or contemplating growth and expansion, we know you have plans — big plans. If it’s time to secure financing to help your business grow and thrive, there are things you’ll need to know and prepare ahead of time — and our handy checklist can help. 

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Small Business & SBA Loans

Here for businesses of all sizes

Due to their unique structure, SBA loans are a great option for many businesses in virtually every industry, with advantages like lower down payments and greater flexibility.

Specialized lending solutions

Equipment leasing

We’ll help you optimize cash flow and capital with equipment financing for your business, medical practice, or ag operation.

Church lending

Our dedicated Church Financing team gets it — your mission, your organization, and most importantly, your values.

Greek house financing

We’re familiar with the ins and outs of the Greek system and can help you secure funds for repairs and improvements.

Agricultural loans

Our experienced team will help you optimize your operation, from real estate to livestock, operations, and equipment.

Warehouse lending

Our friendly gap lending team has the experience and industry knowledge to help you maximize your loan volume. — and point out other quality products and services.

Fleet Financing

Keep your fleet moving forward with real estate loans, term loans, and lines of credit tailored specifically to your business.

Frequently Asked Questions

Can I complete an internal loan payment through Business Banking Online?

Yes. Based on your requested access, you may make a payment to your UBT loan from any of your UBT funded accounts via the transfer options through Business Banking Online.

What types of commercial credit does Union Bank offer?

Union Bank offers a variety of commercial credit including:

  • Loans and lines of credit greater than $150,000
  • Inventory and receivables
  • Construction and real estate
  • Machinery and equipment
  • Working capital
  • Leasehold improvements
  • Small Business Administration Loans (SBA)
  • Church financing
  • Aircraft lending