• Business Checking

    Business Checking Accounts

    Accounts to fit your business

    At the core of your business banking services is your checking account. Choose the right account for you and add a variety of options to keep things running smoothly.

  • Loans & Lines of Credit

    Business Loans & Lines of Credit

    Whatever you’re building, we’re here to help

    Get the support you need to grow and expand. UBT has the size and expertise to serve multimillion-dollar corporations as well as small businesses. You'll get responsive service, expertise, and access to decision makers that you can only find with a family-owned bank.

  • Treasury Management

    Treasury Management Services

    Run your business — even when you’re on the go

    It starts with a business checking account — then we’ll add the business tools that help you make the most of your business finances. Get everything you need to manage your accounts, gain efficiencies, improve cash flow, and sharpen day-to-day operations.

  • Credit Cards

    Business Credit Cards

    Earn points with every purchase

    Wherever you go, your business is close at hand with UBT’s business credit cards. Use them for everyday business transactions, supply orders, or a trip to the ATM for petty cash — with convenience, efficiency, and rewards.

  • Employee Benefits

    Retirement Plan Services & Omnify Employee Benefits

    Be a hero to your employees

    Investing in your employees’ health and future success shows you care and helps your company stand out as a great place to work.


Business Loans

Local decision-makers and flexible solutions

Our experts are here to help you seize opportunities and overcome any challenges.

Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.

Business Banking Online

Your business, at your fingertips

For most business owners, there are no standard business hours. So wherever your day takes you, manage your business accounts when it works for you on your computer or on a mobile device.


Have Questions?

Connect with a UBT expert

*Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.