If you've found the one and have signed a purchase agreement, apply for financing by clicking "I have an agreement." If you're still shopping, contact me to get prequalifed or check rates.
Over 30 years of mortgage banking experience at your disposal to help you with all your mortgage loan decisions.
More Loan Programs
Union Bank & Trust is a local, family owned bank that offers more than the traditional Conventional, FHA, VA, USDA, Jumbo loans. We also provide Construction Loans, Interim bridge loans and Portfolio loans for those loan needs that are a little different.
Realtors and sellers will be more willing to negotiate when they know you have qualified for a loan and are ready to make a purchase.
What Mike's customers are saying
Michael Fosdick is a seasoned mortgage banking professional who I enjoyed working with. If you are self-employed, he is very adept at understanding and explaining complex personal tax returns when it comes to working with the underwriters. I strongly recommend him.David Schwalb, President, Schwab Reatly Group, Inc.