Value Edge Money Market Account

Low risk, higher savings yield

With a Value Edge Money Market account, your savings has more interest-earning potential — meaning the more you deposit, the more you’ll add in compounding interest. Scroll down to learn more about our current promotional rate of up to 3.80% APY* on balances of $10,000 and up for new Value Edge accounts that are opened in branch.

Guaranteed Growth, Flexible Freedom

Earn up to 3.80% APY* for 12 months

Experience the perfect balance of growth and flexibility. When you or your business opens a new Value Edge Money Market account with $10,000 or more in new money, you’ll earn up to 3.80% APY* for 12 months on balances of $10,000 and up (0.85% APY on balances under $10,000). With six free debit transactions per statement cycle ($25 fee per each additional), you can access your funds when you need them — without sacrificing competitive earnings. Click through to learn more or stop by your nearest branch today get started!

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Great rates and room to grow

Besides the rates, there are lots of perks to a Value Edge Money Market account:

  • Open to both personal and business customers
  • Up to six free debit transactions allowed per statement cycle; a $25 fee per transaction will be assessed for each additional debit transaction
  • Ability to write checks and use a debit card 

When you’re ready to open an account, getting started is easy! Just stop by your nearest branch and speak with a banker.

*Offer not valid for primary accountholder on either an existing Value Edge Money Market Account (MMA) or a Value Edge MMA closed within the last 120 days. Open a new Value Edge MMA at any Union Bank and Trust branch and receive 3.80% Annual Percentage Yield (APY) on balances of $10,000 or more for 12 months from account opening; balances under $10,000 will earn an APY of 0.85%. After the first 12 months, the standard Value Edge MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. See current deposit account rates; rates subject to change. Fees may reduce earnings. $10,000 opening deposit required in new money. Promotion available 01/13/2025 to 03/31/2025. Cannot be combined with other offers.