Value Edge Money Market Account

Low risk, higher savings yield

With a Value Edge Money Market account, your savings has more interest-earning potential — meaning the more you deposit, the more you’ll add in compounding interest. Scroll down to learn more about our current promotional rate of up to 4.00% APY* on balances of $10,000 and up for new Value Edge accounts.

Value Edge Money Market Promo

Maximize your returns with premium interest

Ready to make your money work as hard as you do? Open a new Value Edge Money Market account with UBT and you could earn up to 4.00% APY* for 12 months on balances of $10,000 and up (1.31% on balances under $10,000). It’s the perfect way to get the flexibility of a checking account with the premium rates of a CD. Click through to learn more or stop by your nearest branch to get started.

A husband and wife looking at a laptop

Great rates and room to grow

Besides the rates, there are lots of perks to a Value Edge Money Market account:

  • Open to both personal and business customers
  • Up to six free debit transactions allowed per statement cycle; a $25 fee per transaction will be assessed for each additional debit transaction
  • Ability to write checks and use a debit card 

When you’re ready to open an account, getting started is easy! Just stop by your nearest branch and speak with a banker.

*Offer not valid for primary accountholder on either an existing Value Edge Money Market Account (MMA) or a Value Edge MMA closed within the last 120 days. Open a new Value Edge MMA and receive 4.00% Annual Percentage Yield (APY) on balances of $10,000 or more for 12 months from account opening; balances under $10,000 will earn an APY of 1.31%. After the first 12 months, the standard Value Edge MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. See current deposit account rates; rates subject to change. Fees may reduce earnings. $10,000 opening deposit required in new money. Promotion available 5/1/2024 to 6/28/2024. Cannot be combined with other offers. Member FDIC.