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Get a $50¹ Bonus
Simply Free Student
Start banking with a little something extra
Opening your first checking account is a big deal, and we think it deserves to be celebrated. Enjoy all the benefits of a checking account with UBT — like instant-issue debit cards, no monthly maintenance fee, and easy online access — plus some extras:
- $50 bonus (requires paperless statements and 10 point-of-sale transactions)1
- Two non-UBT ATM fee waivers2
- Free designer debit card
- $10 RoundUp credit when requirements are met³
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Start Saving Now
A Strong Start
Saving with your needs in mind
No matter how young you are, it’s a smart idea to open a savings account — especially one that’s designed to offer the features you need the most. With a Simply Savings Student account, you’ll get tools and resources that make saving your money a snap, plus no monthly maintenance fee and the ability to earn interest.**
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Plan Your Future
Set Yourself Up for Success
The most important step is getting started
This stage in your life — typically your late teens and early 20s, when you start earning an income — presents a tremendous opportunity to get ahead in saving for your retirement. The key is simply getting started, then letting the power of compounding work for you over time. Your future self will thank you!
Simply Free Student account for ages 14-25. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived on first 2 transactions posted per statement cycle (does not waive surcharges some ATM owners may assess.) (3) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements.
**Simply Savings Student Details: For ages 25 and younger. Annual Percentage Yield (APY) accurate as of the effective date in the deposit account rates. Rate subject to change. Fees may reduce earnings.
Designer Debit Cards
Wear your personality on your debit card
With a Simply Free Student account, you can express your unique self with a debit card design that fits your personality — whether you’re into video games, sports, or something a little more quirky, like pineapples. Plus, if you lose your debit card, we can have a new one printed for you on the spot in one of our branches.
Anywhere ATM access
We belong to the MoneyPass ATM network, giving you surcharge-free options across the United States (even in Puerto Rico!). Use with your two fee waivers per statement cycle for a completely free ATM experience.2
Instant debit cards
We get it, sometimes debit cards get misplaced. That’s why we’ve made it easy to instantly get a replacement card printed at your local UBT branch — and you can even choose from more than 50 designs.
Automatic savings
Our RoundUp program allows you to round your purchase to the nearest dollar — or an amount you choose — and deposit that automatically into your savings.
UBTgo Mobile App
Find out why our app has 4.9 stars
The UBTgo mobile app is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.
Message and data rates may apply.
✳Message and data rates may apply.
iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
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