Current Special Offers

Do more with your money

Looking for great banking products and a great deal? Look no further. We’ve put all our best offers here for you to peruse — and be sure to check back, because we rotate offers throughout the year.

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  • Piggy Bank Match
    Savings Account For Kids

    Jump-start your kids’ savings goals

    When it comes to saving, the earlier you start, the better off you’ll be — and we think that’s a pretty great lesson to teach the kiddos in your life. Our Piggy Bank Match is designed to help put kids in the best possible position for lifelong financial success, starting with having a savings account of their own. Now through August 31, when you bring your kids into any UBT branch to open a new Simply Savings Student account or open one online, we’ll match their opening deposit up to $25.***

    Get Started
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  • CD Specials for Customers
    CD Specials for Customers

    Keep your funds growing this summer and beyond

    This summer, take advantage of special rates on 8-month CDs (4.00% APY†) and 18-month CDs (4.05% APY†). This offer is only available to UBT checking account customers from July 14 to August 18 (new customers must open a checking account with at least $10,000 in new money).

    Talk to a friendly banker at your local branch to learn more and open yours today!

    8-month CD, 4.00% APY; 18-moth CD, 4.05% APY
  • CD Specials
    CD Specials

    CD rates that fit your financial goals

    Parking your money in a CD is a great way to make your money work for you. We offer numerous CD terms to fit your financial goals. Click below to see your current CD terms and rates.

    See CD Specials
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  • Auto Loan & Checking Account Discount
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    Auto Loan & Checking Account Discount

    Get a better auto rate with a UBT account

    When you set up automatic payments from your UBT checking or savings account, you’ll get a 0.50% rate discount from the rate sheet on your new auto loan. Don’t have an account with UBT yet? You can open one online in about five minutes — that’s less time than taking your new set of wheels through the car wash!

    Apply For a Loan
    Open an Account
  • Premier Money Market
    Premier Money Market

    Earn up to 4.05% APY** for 12 months

    For a limited time, when you open a new Premier Money Market account with at least $25,000 in new money, you could earn:

    • 4.05% APY** on balances $100,000 and up
    • 3.95% APY** on balances $25,000–$99,999.99
    • 1.31% APY** on balances under $25,000

    This exclusive offer is especially designed to help you make the most of your money — get started today!

    Learn More
    an exclusive rate for you 4.05% apy on balances of $100,000 and up

***To qualify for the promotion, you cannot be an owner on an existing Union Bank savings account. Promotion available to ages 13 and under. A parent/guardian or grandparent must be a co-owner of the account. Open a new Simply Savings Student account, make an opening deposit, and Union Bank will match your deposit up to a maximum of $25. The deposit match will be credited to your account within 10 days of account opening. Account must be opened in-person or online between 6/1/2026 and 8/31/2026. Limit one per child. This offer can be changed or discontinued at any time without notice and cannot be combined with any other offer. If your balance is zero, we may close your account. Your account must be open, in good standing and must have a balance greater than zero when the bonus is paid. Offer may not be available if you live outside of the Union Bank footprint. Member FDIC.

†The Annual Percentage Yield (APY) is based on quarterly compounding. You must be an owner or signer on an existing UBT personal or business checking account to open the account and obtain the APY. New customers may also qualify by opening a UBT personal or business checking account (excluding Money Market Accounts) with an opening deposit of $10,000 in new money at the same time as the new CD is opened. Penalty for early withdrawal, which may reduce earnings. Offer available in-branch only from 7/14/26-8/18/26.

**Offer not valid for primary accountholder on either an existing Premier Money Market Account (MMA) or a Premier MMA closed within the last 120 days. Open a new Premier MMA, deposit new money, and receive 4.05% Annual Percentage Yield (APY) on balances of $100,000 or more for 12 months from account opening; 3.95% APY on balances of $25,000 to $99,999.99; balances under $25,000 will earn an APY of 1.31%. After the first 12 months, the standard Premier MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. Rates subject to change. Fees may reduce earnings. $25,000 opening deposit required in new money. Premier MMA limited to Union Bank & Trust Private Banking clients. Promotion available 7/1/2026 to 9/30/2026. Offer can be changed or discontinued at any time without notice and cannot be combined with any other offer. If your balance is zero, we may close your account. Offer may not be available if you live outside of the Union Bank footprint. Member FDIC

Loan products subject to credit approval.

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