Designed with you in mind
Whether this is your first checking account or you’re a parent opening one for your child, Simply Free Student checking offers features that make sense for those who are new to managing finances. This account comes with:
- A designer debit card
- Easy-to-use UBTgo mobile app
- No minimum opening deposit requirements
- No monthly maintenance or activity fees
- $10 credit¹ when you pair the checking account with a Simply Savings Student account and enroll in RoundUp
Compare all of our checking accounts
|
|
Simply Free |
Simply Free Plus |
Simply Free Student |
Simply Free Platinum |
| Minimum opening deposit |
None |
$1,000 |
None |
None |
| Monthly maintenance fee |
None |
None |
None |
None |
| $10 RoundUp credit |
N/A |
N/A |
✓¹ |
N/A |
| Non-UBT ATM waivers* |
N/A |
✓ |
✓ |
✓ |
*Waives 2 non-UBT ATM usage fees per statement cycle. Does not waive surcharges some ATM owners may assess.
Simply Free Student account for ages 25 and under. (1) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements.
Is this account right for me?
Simply Free Student checking makes sense for you if you:
- Are under 25 or are the parent of a young child
- Need your first checking account
- Are looking to build a strong financial foundation
- Need to set up direct deposit to receive paychecks
- Want a debit card for spending
Frequently Asked Questions
Yes. If your child is 13+, they can add their own card to their mobile wallet to use Apple Pay and Google Pay. If your child is under 13, you’ll have to add their card to a shared family mobile wallet for them to be able to access it.
You can set up alerts by transaction type and set limits to prevent or alert you about transactions beyond a certain dollar amount. To see a full list of controls and alerts available through UBTgo, click here.
Yes — if you and your child both have UBTgo, you can view relevant information on their account by adding it to your UBTgo homepage, where you’ll see it next to your account(s).
With a Simply Free Student account, your child will have a safe place where they can put paychecks, allowances, or spending cash. They'll also receive a debit card so they can spend anywhere, and they can view their funds in UBTgo.
Opening online can be quicker and saves a trip to the bank, but if you have any questions or need assistance, stop by your local branch and our friendly bankers will be happy to help out.
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