Support on this site for Internet Explorer 9 and Internet Explorer 10 will end on April 18, 2018. You must update your browser prior to then to continue accessing and UBTgo Online Banking. Learn More Here >>
Mobile Deposit will be unavailable from 12am - 7am on Sunday 11/17

Manage Your Credit Card Online

Manage Your Credit Card Online

Log In and You Can:

  • View transactions and account history
  • Access your rewards
  • Enroll in e-Statements
  • View Spend Analyzer
  • Pay your credit card
  • Mobile responsive design


Credit Card Only Login

EZCard Login

If you have additional accounts with UBT, you can access the credit card portal without entering your username and password through UBTgo.

See your Credit Card with all your accounts

UBTgo Login




Paying Your Bill

You have several convenient options to pay your UBT Credit Card bill

Pay Online

Add a Payment Account - Securely store your Checking or Savings account to your Credit Card by adding a Payment Account (under the Payments menu). Just let us know what type of account, the routing number, and account number.

Make a One-Time Payment - Select "Make a Payment: from the Payments menu and choose from your saved accounts.

Set Up Recurring Payment - Automatically pay your bill each month. Simply choose between the minimum payment due or statement balance due payment amount options.

Pay Over the Phone

Make a free payment by calling 800.221.5920

Pay Through the Mail

Simply drop your payment in the pre-addressed envelope enclosed with your monthly statement to mail your payment to:
Bankcard Processing
PO BOX 6818
Carol Stream , IL 60197-6818

Control Your Card

  • Manage your Credit Card's Security with SecurLock Equip
  • Turn your Credit Card on and off
  • Setup real-time alerts for transactions on your card
  • View transactions
  • Authorize certain transaction types for purchases
  • Place location controls on in-person purchases

How to Get Started

Download the SecurLock Equip App from Google Play or the App Store. Then follow the prompts to load your Union Bank Credit Card and create a username and password. Watch video.

Pay With Your Phone

Change the way you pay. Register your UBT Credit Card with your phone's mobile wallet.

To add your cards, simply visit the appropriate app for your phone and follow the instructions for adding your card to the app.

  • Apple Pay
  • Samsung Pay
  • Andriod Pay
You'll receive a verification email from us, and then you'll be ready to go.


With these mobile wallets, your card number is not shared and is instead replaced with a unique code called a token used for just one transaction. The token is not re-usable meaning you have an additional layer of fraud protection.