Check out our current IRA & CD Specials.
Attractive rates on IRAs, plus great returns on our 15‑Month Access CD, 12‑Month CD, 16‑Month CD, 27‑Month CD, 60‑Month CD.
| Rates for Certificates of Deposit and Individual Retirement Accounts (IRA) |
Effective as of October 24, 2019 |
|
| Minimum to open: $1,000 10-Month Access and 15-Month Access Minimum to Open: $10,000 |
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| Other Terms Available | ||
| TERM | $1,000-$24,999.99 APY* | $25,000 & OVER APY* |
| 3 months (CD only) | 1.00% | 1.10% |
| 6 months | 1.61% | 1.71% |
| 9 months | 1.81% | 1.91% |
| 10 months | 1.91% | 2.02% |
| 11 months | 1.91% | 2.02% |
| 12 months | 1.96% | 2.07% |
| 13 months | 1.96% | 2.07% |
| 15 months | 2.02% | 2.12% |
| 15 months Access** (CD only) | 1.61% | 1.61% |
| 16 months | 2.02% | 2.12% |
| 17 months | 2.02% | 2.12% |
| 18 months | 2.02% | 2.12% |
| 19 months | 2.02% | 2.12% |
| 20 months | 2.02% | 2.12% |
| 22 months | 2.02% | 2.12% |
| 24 months | 2.07% | 2.17% |
| 27 months | 2.07% | 2.17% |
| 30 months | 2.07% | 2.17% |
| 36 months | 2.12% | 2.22% |
| 48 months | 2.22% | 2.32% |
| 60 months | 2.32% | 2.42% |
| *The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal. | ||
| **The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. | ||
| Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information. Rate restrictions may apply to business and public funds deposits; please see us for details. |
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| Variable Rate Individual Retirement Accounts |
Effective as of October 24, 2019 |
|
| TERM | $1,000-$24,999.99 APY* | $25,000 & OVER APY* |
| 18 month Variable** | 1.76% | 1.87% |
| No minimum balance required to open account or obtain APY. | ||
| *The Annual Percentage Yield (APY) is based on quarterly compounding. Rates subject to change at any time. Special restrictions may apply. Penalty for early withdrawal, which may reduce earnings. | ||
| **Variable Rate IRA rate is subject to change after the account is opened. | ||
| Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information. | ||
| Money Market & Savings Rates | Effective as of October 24, 2019 |
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| Value Edge Money Market Account | ||||
| $10,000 minimum to open | ||||
| BALANCE | INTEREST RATE | APY* | ||
| Less than $10,000 | 0.10% | 0.10% | ||
| $10,000 to $49,999.99 | 0.20% | 0.20% | ||
| $50,000 to $249,999.99 | 0.25% | 0.25% | ||
| $250,000 to $499,999.99 | 0.35% | 0.35% | ||
| $500,000 and Over | 0.50% | 0.50% | ||
| Union Money Fund | ||||
| $50 minimum to open | ||||
| BALANCE | INTEREST RATE | APY* | ||
| $2,500 to $4,999.99 | 0.10% | 0.10% | ||
| $5,000 to $24,999.99 | 0.15% | 0.15% | ||
| $25,000 to $49,999.99 | 0.20% | 0.20% | ||
| $50,000 to $99,999.99 | 0.20% | 0.20% | ||
| $100,000 and Over | 0.25% | 0.25% | ||
| You must maintain a daily minimum balance of $2,500 to obtain the APY. | ||||
| Union Savings Account | ||||
| $25 minimum to open | ||||
| BALANCE | INTEREST RATE | APY* | ||
| $0.01 or more | 0.10% | 0.10% | ||
| MyStyle Savings Account | ||||
| $25 minimum to open | ||||
| BALANCE | INTEREST RATE | APY* | ||
| $0.01 or more | 0.20% | 0.20% | ||
| *The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. | ||||
| Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information. | ||||
| Health Savings Account | Effective as of October 24, 2019 |
|
| BALANCE | INTEREST RATE | APY* |
| Less than $2,500 | 0.05% | 0.05% |
| $2,500 to 9,999.99 | 0.15% | 0.15% |
| $10,000 to $24,999.99 | 0.30% | 0.30% |
| $25,000 & over | 0.50% | 0.50% |
| *The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. | ||
| Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information. | ||
| Checking Account Rates | Effective as of October 24, 2019 |
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| Bonus Checking (when activity requirements met)** | ||
| BALANCE | INTEREST RATE | APY* |
| $0.01 to $100,000 | 0.90% | 0.90% |
| Over $100,000 | 0.10% | 0.10% |
| Bonus Checking (when activity requirements not met)** | ||
| BALANCE | INTEREST RATE | APY* |
| $0.01 or more | 0.05% | 0.05% |
| **Statement Cycle Activity Requirements: 12 debit card purchases posted (excludes ATM transactions), receive e-Statements via Online Banking (requires ongoing valid e-mail address), access Online Banking, Direct Deposit posted. | ||
| Journey Checking | ||
| BALANCE | INTEREST RATE | APY* |
| $100 to $4,999.99 | 0.05% | 0.05% |
| $5,000 to $9,999.99 | 0.05% | 0.05% |
| $10,000 to $24,999.99 | 0.10% | 0.10% |
| $25,000 & over | 0.15% | 0.15% |
| You must maintain a daily minimum balance of $100 to obtain the APY. | ||
| *The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $50 unless noted otherwise. Fees may reduce earnings. | ||
| Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information. | ||