Deposit Account Rates

Rates for Certificates of Deposit and
Individual Retirement Accounts (IRA)		 Effective as of
April 16, 2014
Minimum to open: $1,000
10-Month Access Minimum to Open: $10,000
Other Terms Available
TERM $1,000-$24,999.99 APY* $25,000 & OVER APY*
3 months 0.05% 0.15%
6 months 0.15% 0.25%
9 months 0.20% 0.30%
10 months 0.20% 0.30%
12 months 0.20% 0.30%
13 months 0.20% 0.30%
15 months 0.20% 0.30%
16 months 0.20% 0.30%
18 months 0.35% 0.45%
19 months 0.40% 0.50%
20 months 0.45% 0.55%
24 months 0.50% 0.60%
25 months 0.50% 0.60%
30 months 0.55% 0.65%
36 months 0.65% 0.75%
48 months 0.85% 0.95%
60 months 1.05% 1.15%
60 months—IRA Only 1.91% 2.02%
10 month Access**
CD Only		 0.15% 0.15%
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to obtain the APY. Special restrictions may apply. Penalty for early withdrawal. Member FDIC.
**The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Variable Rate
Individual Retirement Accounts		 Effective as of
April 16, 2014
TERM $1,000-$24,999.99 APY* $25,000 & OVER APY*
18 month Variable** 0.35% 0.45%
No minimum balance required to open account or obtain APY.
*The Annual Percentage Yield (APY) is based on quarterly compounding. Rates subject to change at any time. Special restrictions may apply. Penalty for early withdrawal. Member FDIC.
**Variable Rate IRA rate is subject to change after the account is opened.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Money Market & Savings Rates Effective as of
April 16, 2014
Value Edge Money Market Account
$10,000 minimum to open
BALANCE INTEREST RATE APY*
Less than $10,000 0.05% 0.05%
$10,000 to $49,999.99 0.10% 0.10%
$50,000 to $249,999.99 0.15% 0.15%
$250,000 to $499,999.99 0.20% 0.20%
$500,000 and Over 0.20% 0.20%
Union Money Fund
$50 minimum to open
BALANCE INTEREST RATE APY*
$2,500 to $4,999.99 0.05% 0.05%
$5,000 to $24,999.99 0.05% 0.05%
$25,000 to $49,999.99 0.10% 0.10%
$50,000 to $99,999.99 0.15% 0.15%
$100,000 and Over 0.15% 0.15%
You must maintain a daily minimum balance of $2,500 to obtain the APY.
Union Savings Account and MyStyle Savings Account
$25 minimum to open
BALANCE INTEREST RATE APY*
$0.01 or more 0.05% 0.05%
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. Member FDIC.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Health Savings Account Effective as of
April 16, 2014
$50 minimum to open
BALANCE INTEREST RATE APY*
Less than $2,500 0.10% 0.10%
$2,500 to $4,999.99 0.20% 0.20%
$5,000 to $24,999.99 0.30% 0.30%
$25,000 to $49,999.99 0.50% 0.50%
$50,000 to $99,999.99 0.70% 0.70%
$100,000 and Over 0.90% 0.90%
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Fees may reduce earnings. Member FDIC.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

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Checking Account Rates Effective as of
April 16, 2014
Bonus Checking (when activity requirements met)**
BALANCE INTEREST RATE APY*
$25,000 & under 0.70% 0.70%
Over $25,000 0.15% 0.15%
Bonus Checking (when activity requirements not met)**
BALANCE INTEREST RATE APY*
Over $1,500 0.15% 0.15%
You must maintain an average available balance of $1,500 to obtain
the APY.
**Monthly Activity Requirements: 12 debit card purchases,
receive e-statements, access Online Banking, Direct Deposit.
Interest Advantage Checking Account
BALANCE INTEREST RATE APY*
$500-$999.99 0.05% 0.05%
$1,000-$4,999.99 0.05% 0.05%
$5,000-$9,999.99 0.05% 0.05%
$10,000-$19,999.99 0.05% 0.05%
$20,000 & over 0.05% 0.05%
You must maintain a daily minimum balance of $500 to obtain the APY.
50 Plus Checking
BALANCE INTEREST RATE APY*
$100 & over 0.05% 0.05%
You must maintain a daily minimum balance of $100 to obtain the APY.
*The Annual Percentage Yield (APY) is based on monthly compounding. Rates subject to change at any time. Special restrictions may apply. Minimum opening balance is $50 unless noted otherwise. Fees may reduce earnings. Member FDIC.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.