Kelly Novotny

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Should I refinance my home loan?

Find out if the amount you will save in interest will exceed refinancing costs.

Your Credit Score Can Cost You

Your credit score is more than just a number. It is a number that you cannot shake—it follows you everywhere, but fortunately it's one that you can improve!

Your FICO Score: What You Need to Know

Your rating from the Fair Isaac Corporation (FICO) is the score that tells a lender at a glance whether or not you are a good person to do business with. How do you stack up?

Financial Documentation - Should it Stay or Should it Go?

As summer is coming to a close and we are getting ready for the fall, it is a great time of year to think about financial cleaning. Do you know what documents to keep and what you can shred?

Get Organized: Complete a Financial Inventory

It's nice to end the year on the right foot, and in order to do so you'll want to revisit your financial big picture by assessing your assets, debts, and investments

Good Debt vs. Bad Debt

When contemplating a purchase that will add to your debt, it is important to consider whether it is good debt or bad debt. This article illustrates both.