Family Office

Welcome to Concerto

Concerto Family Office was created by Union Bank to orchestrate solutions that simplify, coordinate, and enhance the lives of exclusive clientele.

The Concerto Approach

Custom solutions bring harmony to your life and lifestyle

Concerto harmoniously coordinates the professional resources of UBT’s $25 billion Wealth Management division, preferred and proven outside specialists, and your existing trusted advisors to develop solutions for exclusive individuals, families, and businesses.

Equip your family to get the most out of life

Wealth management

Trust one of the largest, most experienced Wealth Management teams in the region for expert financial, investment, and estate administration guidance. 

Wealth transfer planning

Leave a legacy that lasts generations. We'll help you define and develop objectives, establish legal and tax strategies, and use financial modeling to protect your assets.

Trusteeship services

You've worked hard to accumulate your wealth, and we can help you transfer it with the best possible outcomes for you and your beneficiaries.

Family continuity & education

We'll help craft governance and education plans and coordinate family meetings. We can also provide coaching, mentoring, and leadership training

Family philanthropy

Your family's legacy matters. We can help organize multi-generational philanthropic objectives as well as personal giving programs for each family member.

Lifestyle enhancements

We'll handle tasks such as paying bills, managing property, arranging travel, and other concierge services to simplify your family's busy life.

Liability & Risk Management

Mitigate risk while maximizing your overall financial performance

Our team will guide you through the steps  to analyze and optimize these key risk management components:

  • Property & Casualty Insurance assessment
  • Life Insurance analysis
  • Carrier solvency reporting

Comprehensive Reporting

See your situation clearly

Our Client Information Management reporting includes a Comprehensive Financial Report and Performance Reporting. You'll have a clear view of the overall picture as well as the finer details it's comprised of.

  • Consolidated financial reporting
  • Performance reporting

Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.