12/14/2023 SIMPLE IRA: A retirement option for your employees https://www.ubt.com/learning-center/blogs/simple-ira-retirement-option-your-employees SIMPLE IRA's are a low-cost option that allows employees to establish retirement savings and reap all the benefits of pre-tax contributions. Read More PersonalRetirementIRA
11/30/2023 Naming a guardian is critical for parents of young children https://www.ubt.com/learning-center/blogs/naming-guardian-critical-parents-young-children Choosing a guardian for your young children is one of the most important estate planning decisions you must make. Read More PersonalEstate Planning
11/12/2024 Year end is gift-giving time: Use the annual gift tax exclusion to the max https://www.ubt.com/learning-center/blogs/year-end-gift-giving-time-use-annual-gift-tax-exclusion-max Reduce your taxable estate by making annual gift tax exclusion gifts. Read More PersonalEstate Planning
11/2/2023 The importance of investing for women https://www.ubt.com/learning-center/blogs/importance-investing-women The facts about women and investing are intriguing, and they show that women are taking a more active role in securing their financial destinies. Read More PersonalInvesting
5/1/2024 A living will is an important addition to your overall estate plan https://www.ubt.com/learning-center/blogs/living-will-important-addition-your-overall-estate-plan A living will specifies what should occur and who should make medical decisions if you become seriously ill and unable to make decisions for yourself. Read More PersonalEstate Planning
5/19/2023 You’ve received a sizable inheritance: Now what? https://www.ubt.com/learning-center/blogs/youve-received-sizable-inheritance-now-what For many, receiving a large inheritance is a dream come true. If a loved one leaves you a large amount of money, take a deep breath and review these steps. Read More PersonalEstate Planning
7/21/2023 What should you consider when choosing a guardian? https://www.ubt.com/learning-center/blogs/what-should-you-consider-when-choosing-guardian Choosing your child’s guardian can be difficult. These steps can help. Read More PersonalEstate Planning
8/18/2023 Avoiding probate: How to do it (and why) https://www.ubt.com/learning-center/blogs/avoiding-probate-how-do-it-and-why Because of probate’s public nature, avoiding the process to the extent possible is a goal of many estate plans. Here are some strategies. Read More PersonalEstate Planning
9/9/2024 Filing a joint tax return for the year of a spouse’s death can be beneficial https://www.ubt.com/learning-center/blogs/filing-joint-tax-return-year-spouses-death-can-be-beneficial Whether it’s tax-smart to file a joint income tax return the year of a spouse’s death depends on several factors. Read More PersonalEstate Planning
10/18/2024 Taking the mystery out of the probate process https://www.ubt.com/learning-center/blogs/taking-mystery-out-probate-process The term “probate” is one people may have heard and might associate with negative connotations. Here are the facts. Read More PersonalEstate Planning