5/1/2025 What is APY and why does it matter? https://www.ubt.com/learning-center/blogs/what-apy-and-why-does-it-matter Understanding APY — short for annual percentage yield — can unlock the true growth potential of your savings. Read More PersonalManaging Your MoneyBanking 101
8/28/2024 Bailey's story https://www.ubt.com/baileys-story Meet Bailey. She's fresh out of dental school and is motivated to make her dream of opening her own dental practice come true. Read More Personal
10/16/2025 Income taxes can negatively impact your estate plan https://www.ubt.com/learning-center/blogs/income-taxes-can-negatively-impact-your-estate-plan Don’t forget to take income taxes into consideration when planning your estate. Read More PersonalEstate PlanningRetirementTaxes
10/28/2025 Create an estate planning road map using a letter of instruction https://www.ubt.com/learning-center/blogs/create-estate-planning-road-map-using-letter-instruction An estate planning “road map” can act as a catchall for your final thoughts. Write them down in a letter of instruction. Read More PersonalRetirementEstate Planning
10/28/2025 Should a living trust be part of your estate plan? https://www.ubt.com/learning-center/blogs/should-living-trust-be-part-your-estate-plan A living trust helps manage assets during life and after death—offering key benefits for individuals and families planning their estate. Read More PersonalRetirement
10/28/2025 Don’t let beneficiary designations thwart your estate plan https://www.ubt.com/learning-center/blogs/dont-let-beneficiary-designations-thwart-your-estate-plan Are you paying proper attention to beneficiary designations for your retirement accounts, life insurance policies and other “nonprobate” assets? Read More PersonalEstate Planning
2/9/2026 Should you own assets jointly with an adult child? https://www.ubt.com/learning-center/blogs/should-you-own-assets-jointly-adult-child Before deciding to own an asset jointly with your adult child, consider these pitfalls. Read More PersonalEstate PlanningEstate Planning
3/25/2026 Owning real estate in multiple states can negatively affect beneficiaries https://www.ubt.com/learning-center/blogs/owning-real-estate-multiple-states-can-negatively-affect-beneficiaries If you own real estate in multiple states, consider using a revocable trust to make it easier for your beneficiaries. Read More PersonalEstate Planning
5/20/2020 What makes student loans go away? https://www.ubt.com/learning-center/guides/what-makes-student-loans-go-away First things first, ignoring your loans will not make them go away. Let us help you get them paid off. Read More PersonalManaging Your MoneyUNL
11/5/2025 Personal Banking https://www.ubt.com/personal UBT personal banking comes with personal relationship with real people. We can hep with checking, savings, credit cards, investing, CDs, and personal loans. Read More Personal
