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Showing 21-30 of 984
7/2/2024

SECURE 2.0 tax credits provide incentive to offer retirement plan

https://www.ubt.com/learning-center/blogs/secure-20-tax-credits-provide-incentive-offer-retirement-plan
the SECURE 2.0 Act of 2022 (“SECURE 2.0”) made enhancements to the existing small employer startup credit and created a new small employer contribution credit
Read More
  • Business
  • Business Banking
  • Small Business
4/14/2023

Community bank or credit union?

https://www.ubt.com/learning-center/blogs/community-bank-or-credit-union
Learn how credit unions and community banks are structured, explore what makes them similar, and contrast their differences.
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  • Personal
  • Managing Your Money
  • Banking 101
10/8/2021

What to look for in a credit card

https://www.ubt.com/goals/what-look-credit-card
There are some things you’ll want to consider when adding a credit card to your financial toolbox. Let’s take a look.
Read More
  • Personal
7/1/2025

Understanding your credit score

https://www.ubt.com/learning-center/blogs/understanding-your-credit-score
Your credit score unlocks financial opportunities. Learn what it is, how it's calculated, and ways to improve it for better loan terms, rates, and approvals.
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  • Personal
  • Building Credit
  • Banking 101
6/20/2025

Starting young: How to build credit for kids

https://www.ubt.com/learning-center/blogs/starting-young-how-build-credit-kids
Add your child as an authorized user on your credit card to help them build credit early and learn financial responsibility.
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  • Personal
  • Managing Your Money
  • Banking 101
11/1/2021

Why you should think local for your credit card

https://www.ubt.com/learning-center/blogs/why-you-should-think-local-your-credit-card
There are several reasons opening a credit card with your friendly community bank makes sense; let’s go through them together.
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  • Personal
  • Building Credit
  • Credit Card
  • Community Commitment
4/6/2023

Mobile, drive-thru, or branch: Which banking method should you use?

https://www.ubt.com/learning-center/blogs/mobile-drive-thru-or-branch-which-banking-method-should-you-use
Between mobile, drive-thru, and traditional brick-and-mortar branches, we have options from which to choose when it comes to managing your finances.
Read More
  • Personal
  • Banking 101
12/20/2023

The better way to pay: Ready Loan or credit card?

https://www.ubt.com/learning-center/blogs/better-way-pay-ready-loan-or-credit-card
When should you get a personal loan vs. using a credit card? We take a closer look at your options, including our collateral-free Ready Loans.
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  • Managing Your Money
  • Loans
  • Personal Loans
  • Credit Card
9/10/2020

Zelle® FAQs

https://www.ubt.com/personal/online-mobile-banking/zelle/faqs
Answers to your most frequently asked questions about Zelle®.
Read More
  • Personal
8/15/2019

Business Loans & Lines of Credit

https://www.ubt.com/business/loans-lines-credit
UBT is nationally recognized for commercial loans and small business lending. We can help with operating lines, commercial real estate, and many other niches.
Read More
  • Business
  • Business Financing
  • Business Banking

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