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7/20/2021

Cathy Kalama

https://www.ubt.com/about/directory/cathy-kalama
  • Personal Trust
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7/20/2021

Audrea Kappert

https://www.ubt.com/about/directory/audrea-kappert
  • Personal Trust
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10/27/2021

Brent Frahm

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  • Personal
  • Construction Loan Officer
  • Construction Loans
12/12/2024

Ryan Sahd

https://www.ubt.com/about/directory/ryan-sahd
  • Commercial Lending
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10/4/2022

8 ways to use leftover 529 funds

https://www.ubt.com/learning-center/blogs/8-ways-use-leftover-529-funds
A 529 college savings plan account is so versatile — learn how you can use any leftover funds you may have.
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  • Personal
  • Savings
  • College Savings
2/12/2025

The best time to take your RMD

https://www.ubt.com/learning-center/blogs/best-time-take-your-rmd
Timing your Required Minimum Distributions (RMDs) just right can be tricky, but it’s important to get it right to maximize your retirement benefits.
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  • Personal
  • Investing
  • Retirement
2/4/2025

Saving in a cafeteria plan

https://www.ubt.com/learning-center/blogs/saving-cafeteria-plan
Here’s part 2 of our three-part series on how to save money on healthcare.
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  • Personal
  • Health Benefits
  • Omnify
10/1/2024

IRS issues guidance for student loan matching contributions

https://www.ubt.com/learning-center/blogs/irs-issues-guidance-student-loan-matching-contributions
An update on Notice 2024-63, which provides guidance to employers looking to match student loan contributions.
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  • Business
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  • Retirement Plan Sponsor
9/11/2025

How to read a pay stub and understand take-home pay

https://www.ubt.com/learning-center/blogs/how-read-pay-stub-and-understand-take-home-pay
New job? Learn to read your pay stub—understand gross pay, deductions, and benefits to manage money with confidence.
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  • Personal
  • Managing Your Money
  • Banking 101
6/23/2025

Why corporate earnings might be exaggerated

https://www.ubt.com/learning-center/blogs/why-corporate-earnings-might-be-exaggerated
Clever accounting can mislead you into poor investments. Your portfolio manager analyzes data to ensure long-term solvency.
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  • Investing

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