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6/25/2025

Understanding credit and when to use it

https://www.ubt.com/learning-center/blogs/understanding-credit-and-when-use-it

This blog explains the types of credit, their benefits and risks, and offers tips for using credit responsibly to build a strong financial foundation.

Personal
Managing Your Money
Building Credit
Credit Card
Banking 101

9/3/2019

Debbie Lentz

https://www.ubt.com/about/directory/debbie-lentz

I have more than 30 years of experience in the mortgage industry and am well-versed in all aspects of home financing.

Personal
Home Loan Officer

11/7/2025

Lines of credit: A handy, flexible tool for small business owners

https://www.ubt.com/learning-center/blogs/lines-credit-handy-flexible-tool-small-business-owners

Does your business need a reliable, flexible way to pull additional short-term funds? Look no further than a line of credit!

Personal
Running a Business
Small Business
Loans

9/15/2025

Planning for your future post-college

https://www.ubt.com/learning-center/blogs/planning-your-future-post-college

Graduating means new routines, expenses, and goals. Plan ahead—whether for months or decades—to set yourself up for success in adulthood.

Personal
Managing Your Money
Banking 101
Budgeting

9/17/2025

Budgeting after getting your first job

https://www.ubt.com/learning-center/blogs/budgeting-after-getting-your-first-job

Got your first job? Congrats! Track income and expenses, save smart, and budget wisely to stay financially stable. Click to learn how.

Personal
Managing Your Money
Budgeting
Banking 101

12/18/2024

Buying a teen’s first car: pre-shopping tips

https://www.ubt.com/learning-center/blogs/buying-teens-first-car-pre-shopping-tips

If your teen is buying their first car, we've got some helpful pointers to keep in mind before you head to the dealership.

Personal
Managing Your Money
Building Credit
Auto Loans

2/17/2026

Six smart ways to use your tax refund

https://www.ubt.com/learning-center/guides/six-smart-ways-use-your-tax-refund

It’s that time again: Spring is crawling ever closer, and Tax Day is just around the corner. Need a little inspiration? Here are six smart uses for your refund.

Business
Managing Your Money
Taxes

Search Results

Understanding credit and when to use it

Debbie Lentz

Lines of credit: A handy, flexible tool for small business owners

Planning for your future post-college

Budgeting after getting your first job

Buying a teen’s first car: pre-shopping tips

Six smart ways to use your tax refund