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Showing 11-20 of 979
4/14/2023

Community bank or credit union?

https://www.ubt.com/learning-center/blogs/community-bank-or-credit-union
Learn how credit unions and community banks are structured, explore what makes them similar, and contrast their differences.
Read More
  • Personal
  • Managing Your Money
  • Banking 101
10/8/2021

What to look for in a credit card

https://www.ubt.com/goals/what-look-credit-card
There are some things you’ll want to consider when adding a credit card to your financial toolbox. Let’s take a look.
Read More
  • Personal
7/1/2025

Understanding your credit score

https://www.ubt.com/learning-center/blogs/understanding-your-credit-score
Your credit score unlocks financial opportunities. Learn what it is, how it's calculated, and ways to improve it for better loan terms, rates, and approvals.
Read More
  • Personal
  • Building Credit
  • Banking 101
6/20/2025

Starting young: How to build credit for kids

https://www.ubt.com/learning-center/blogs/starting-young-how-build-credit-kids
Add your child as an authorized user on your credit card to help them build credit early and learn financial responsibility.
Read More
  • Personal
  • Managing Your Money
  • Banking 101
6/28/2023

Freezing your credit can put a chill on identity thieves

https://www.ubt.com/learning-center/blogs/freezing-your-credit-can-put-chill-identity-thieves
A credit freeze is one of the most effective steps you can take to protect yourself if you suspect your personal information may have been compromised.
Read More
  • Personal
  • Fraud Prevention
  • Fraud
7/2/2024

SECURE 2.0 tax credits provide incentive to offer retirement plan

https://www.ubt.com/learning-center/blogs/secure-20-tax-credits-provide-incentive-offer-retirement-plan
the SECURE 2.0 Act of 2022 (“SECURE 2.0”) made enhancements to the existing small employer startup credit and created a new small employer contribution credit
Read More
  • Business
  • Business Banking
  • Small Business
11/1/2021

How to boost your cash flow with your credit card

https://www.ubt.com/learning-center/blogs/how-boost-your-cash-flow-your-credit-card
Curious on how to boost your cash flow with your credit card? We have tips! Read more.
Read More
  • Personal
  • Managing Your Money
  • Credit Card
4/6/2023

Home equity loan or line of credit: What’s the difference?

https://www.ubt.com/learning-center/blogs/home-equity-loan-or-line-credit-whats-difference
Both the home equity line of credit, or HELOC, and the home equity loan are great options, as both use the equity in your home to allow you to borrow funds.
Read More
  • Personal
  • Managing Your Money
  • Owning a Home
  • Loans
  • Home Equity
12/20/2023

The better way to pay: Ready Loan or credit card?

https://www.ubt.com/learning-center/blogs/better-way-pay-ready-loan-or-credit-card
When should you get a personal loan vs. using a credit card? We take a closer look at your options, including our collateral-free Ready Loans.
Read More
  • Managing Your Money
  • Loans
  • Personal Loans
  • Credit Card
11/1/2021

Why you should think local for your credit card

https://www.ubt.com/learning-center/blogs/why-you-should-think-local-your-credit-card
There are several reasons opening a credit card with your friendly community bank makes sense; let’s go through them together.
Read More
  • Personal
  • Building Credit
  • Credit Card
  • Community Commitment

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