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Showing 11-20 of 191
3/2/2026

Using savings accounts the right way

https://www.ubt.com/learning-center/blogs/using-savings-accounts-right-way
Avoid using a savings account as an everyday spending account. Here's why.
Read More
  • Personal
  • Managing Your Money
  • Savings
3/2/2026

Short- and long-term emergency savings

https://www.ubt.com/learning-center/blogs/short-and-long-term-emergency-savings
72% of Americans name money as their #1 stressor at home. If you find yourself among that 72%, we have a few suggestions to help you financially prepare.
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  • Personal
  • Managing Your Money
  • Financial Literacy
  • Savings
  • Budgeting
  • Emergency Fund
3/26/2024

Just doing our jobs: Saving a customer from fraud

https://www.ubt.com/learning-center/blogs/just-doing-our-jobs-saving-customer-fraud
We had a chance to visit with some members of UBT’s Customer Service team who were able to save a customer from losing nearly $100,000 to bad actors.
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  • Personal
  • Community Commitment
  • Fraud
4/26/2021

Summer Jobs Guide

https://www.ubt.com/learning-center/blogs/summer-jobs-guide
Looking for a job as a teenager can be tricky and difficult. We have some tips for you on what kind of jobs are out there and some benefits each may offer.
Read More
  • Managing Your Money
  • Budgeting
  • Early Years
4/20/2023

A guide to conversations you might have at the bank

https://www.ubt.com/learning-center/blogs/guide-conversations-you-might-have-bank
We put together some sample scripts for frequent banking scenarios in hopes that having some guiding verbiage could be useful the next time you visit your bank.
Read More
  • Banking 101
10/28/2021

Get Ready for Medicare Open Enrollment

https://www.ubt.com/learning-center/guides/get-ready-medicare-open-enrollment
When is the right time to apply for Medicare? Check out this guide to key steps you should take leading up to applying for Medicare.
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  • Personal
  • Retirement
  • Journey
  • Financial Planning
7/3/2025

Keeping your retirement plan document current

https://www.ubt.com/learning-center/blogs/keeping-your-retirement-plan-document-current
John Nownes gives a reminder on the importance of maintaining current documents that comply with laws surrounding 401(k) and 403(b) plans.
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  • Business
  • Retirement Plan Sponsor
8/31/2023

IRS Issues Two-Year Roth Catch-Up Contribution Relief

https://www.ubt.com/learning-center/blogs/irs-issues-two-year-roth-catch-contribution-relief
The IRS has issued Notice 2023-62, providing relief in connection with the SECURE 2.0 requirements around catch-up contributions for higher-paid participants.
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  • Business
  • Retirement
  • Retirement Plan Sponsor
10/1/2025

IRS issues final regulations on catch-up contributions

https://www.ubt.com/learning-center/blogs/irs-issues-final-regulations-catch-contributions
IRS finalizes SECURE 2.0 rules on Roth catch-up contributions for high earners, with key changes and compliance starting in 2026.
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  • Business
  • Retirement Plan Sponsor
2/23/2024

How to navigate Buy Now, Pay Later options

https://www.ubt.com/learning-center/blogs/how-navigate-buy-now-pay-later-options
If used responsibly, Buy Now, Pay Later services can be beneficial. Learn more about best practices for these services.
Read More
  • Personal
  • Financial Literacy

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