-
Checking Offer
Checking Offer
Get $500 bonus cash* and a better bank.
Ready to open a checking account with UBT? Great timing! We’re rewarding new account owners with $500 bonus cash* when you meet requirements. Plus, there are lots of other reasons to feel good about banking with UBT:
- Personalized service from caring people
- Easy-to-use online and mobile banking tools
- Financial services that make life easier
- And so much more
-
Simply Free Student Offer
Simply Free Student Offer
A right-sized account (and reward!) for students
For high school- and college-aged kids who need more of a starter account to grow into but still want to earn a reward, check out our Simply Free Student checking account. It has features designed specifically with ages 14-25 in mind to help establish good money management habits right out of the gate. Plus, you can get a $50 bonus** when you open a new account and meet a couple of easy requirements. It’s an account (and bonus) you can feel good about.
-
Simply Free UNL
Simply Free UNL
An account that’s exclusively for UNL students
Enjoy all the benefits of free checking with UBT — like instant-issue designer debit cards, no monthly fee, and easy online access — plus exclusive-to-UNL features:
- $50 bonus (requires paperless statements and 10 point-of-sale transactions)1
- ATM fee freedom2
- One “oops” overdraft fee waiver per year3
- $10 RoundUp credit when requirements are met4
To open online, you just need your Social Security number and a state-issued ID, driver’s license, or passport.
-
CD Specials
CD Specials
CD rates that fit your financial goals
Parking your money in a CD is a great way to make your money work for you. We offer numerous CD terms to fit your financial goals. Click below to see your current CD terms and rates.
-
Auto Loan & Checking Account Discount
Auto Loan & Checking Account Discount
Get a better auto rate with a UBT account
When you set up automatic payments from your UBT checking or savings account, you’ll get 0.50% off the rate sheet on your new auto loan. Don’t have an account with UBT yet? You can open one online in about five minutes — that’s less time than taking your new set of wheels through the car wash!
Savings Account For Kids
Jump-start your kids’ savings goals
When it comes to saving, the earlier you start, the better off you’ll be — and we think that’s a pretty great lesson to teach the kiddos in your life. Our Piggy Bank Match is designed to help put kids in the best possible position for lifelong financial success, starting with having a savings account of their own. Now through August 29, when you bring your kids into any UBT branch to open a new Simply Savings Student account, we’ll match their opening deposit up to $25.†
*To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account. Offer not valid if existing checking account closed in the last 120 days. Receive $500 when you open a Simply Free, Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage checking account and complete the following within 90 calendar days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $1,000 opening deposit required on Simply Free Plus checking accounts. Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained. For example, Simply Free Platinum requires $100 minimum daily balance to earn 0.14% APY as of 5/8/2025. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account per person and cannot be combined with other offers. Simply Free Platinum accounts designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. This offer is only available in Nebraska and Kansas. Available 5/01/2025 to 9/30/2025. Member FDIC.
**Simply Free Student account for ages 14-25. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived on first 2 transactions posted per statement cycle (does not waive surcharges some ATM owners may assess.) (3) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements.
Simply Free UNL account details: For currently enrolled UNL students. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess). (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. (4) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements. Account not affiliated with or endorsed by any college or university.
Loan products subject to credit approval.
Message and data rates may apply.
