Financial Literacy Resources
Check out our Learning Center! In addition to all Financial Literacy program materials, you'll have access to a collection of articles, guides, and videos to help you navigate your banking, digital tools, investing, building credit, buying a home, running a business, and more.
We’re big on relationships — with our customers, our employees, and the communities we serve. And through our Financial Literacy program, we’re building a different type of relationship: the relationship between people and their money.
Through this program, UBT partners with community nonprofits to provide a customized financial learning experience offered via Zoom or traditional classroom settings. The program covers more than 40 educational topics designed to help people take better control of their finances. Classes, webinars, and one-on-one coaching are offered to educate on budgeting, community collaboration, banking needs, and more.
The Financial Literacy program is free of charge, and you don’t have to be a UBT customer to utilize it. Some of our more popular topics include:
- Budgeting (savings, paying off debt, etc.)
- Needs vs. wants
- Building credit
- Frauds and scams
- Renting vs. buying
- Types of loans
- Banking 101 (navigating the bank)
- Types of home loans
- Negative banking history
- Applying for jobs
Free financial coaching
Financial coaching is meant to help you build a customized plan so you can be successful with your finances. Coaching is about you creating attainable goals to live a financially healthy life, then taking the steps to achieve those goals. Coaching with Caitlin offers the following benefits:
- Budget building
Building a budget takes time. Learn to use budgeting tools that work for you. Build a strong budget that works for your finances.
- Community resource connection
Sometimes, circumstances can result in more expenses than income. There may be resources available to help. Through Caitlin, connect with community resources to help supplement gaps in your budget.
- Private setting
Meet with Caitlin one-on-one to talk over your personal budget, resources, and other financial needs you may have. Building healthy financial habits takes time, so Caitlin can meet with you several times if necessary, always free of charge.
Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.