Residential Warehouse Lending

Responsive service from a team you can count on

Whether we share a backyard in Nebraska or you’re halfway across the country, the team at UBT is here to help you maximize your mortgage loan volume with quick, flexible financing solutions. Read on to learn more about our warehouse lending (or gap lending) services.

A personal touch

UBT has the resources and people — like Jeff and his team — to back your mortgage loans quickly and seamlessly with a warehouse line of credit. What’s more, we’ll connect you to the business accounts and services to make it all work smoothly together. You’ll get everything you need and nothing you don’t.

A headshot of Jeff Markey


A word from our friends

“In 25 years of being in the lending business, we have used many warehouse providers, and not one has been able to match the level of dedication and professionalism that the UBT staff has shown time and time again.”
— Casey Gates, Vice President, Regent Financial Group

In it for the long haul

Our team has been providing warehouse lending services for more than 25 years, so we’re familiar with all the ups and downs, just like you are. You can rest assured that we’ll be here when you need us, whether that’s next week, next year, or much further down the road.

Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re flexible

Whether you’re using paper notes or eNotes, UBT offers funding to suit your needs — meaning you’ll enjoy a better borrowing experience, expedited sales to the secondary market, and a faster replenishment of capital.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.

Have Questions?

Get help from an expert

Loan products subject to credit approval.