UBT in Columbus

Your money has people to help it grow

Our people have proudly served Columbus for years. They’re happy to lend a helping hand for all your money needs, helping the local community and its people grow in the process.

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  • Columbus CD Special

    24-Month CD Special

    Lock in a guaranteed rate for the long haul

    Right now, we’re offering 3.75% APY* on our 24-month CDs, available exclusively in-branch at our Columbus location! With this offer, you can lock down a premium, guaranteed rate for your long-term financial growth.

    Stop by our branch at 1601 23rd St. to open yours today — but don’t wait, this offer ends February 27!

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  • Simply Free Plus

    Checking with Premium Interest

    Earn up to 2.89% APY** with Simply Free Plus

    Our Simply Free Plus checking account ensures your savvy banking behaviors pay off. Just meet a few simple requirements to receive 2.89% APY** on balances $100,000 and less (0.83%–2.89% APY** on balances over $100,000).

    Open in-branch or online today!

    Open Online
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  • 10-Month Access CD

    10-Month Access CD

    Enjoy a premium rate and withdrawal flexibility

    Take advantage of 3.55% APY† on our 10-month Access CDs! All that’s required to open is a $10,000 minimum deposit — then, you’ll be able to enjoy guaranteed growth with added flexibility.

    Talk to a friendly banker about opening yours in-branch today!

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Get to Know UBT

Family-owned and focused on service and community

Our bank provides the products and services you need, but with personalized customer care that the big-box banks can’t begin to compete with. At UBT, we care about our customers, our community, and each other, which means you can count on our people to show up, roll up their sleeves, and pitch in to better the world around them.

Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

We’re proud of our Midwestern roots and the people we serve, and we’re thrilled to be expanding our services in Columbus to better serve the people and businesses who make this community what it is.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for over 60 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services,* and more — all with a personal touch.

*The Annual Percentage Yield (APY) is based on quarterly compounding. You must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings. Offer available 2/9/26-2/27/26.

**You must open a Simply Free Plus checking account and meet activity requirements each statement cycle to earn the Qualifying APY of 2.89% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 0.83%-2.89% APY, depending on the total balance of the account. Required activities per statement cycle include: at least 12 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 0.05%. Simply Free Plus requires a $1,000 opening deposit. Annual Percentage Yield (APY) accurate as of 2/6/2026. Fees may reduce earnings; rates subject to change. 

†The Access CD offers a guaranteed annual percentage yield with the flexibility of penalty free withdrawals. Withdrawals made during the 6 days after opening or 6 days after each subsequent withdrawal will be assessed a penalty, which may reduce earnings. Requires $10,000 minimum to open.