Home Equity Line of Credit
Extra funds for whatever you need
Spending more time at home may have you dreaming of home improvement projects. Or maybe you’re looking at ways to consolidate debt or pad your emergency fund during these challenging times. No matter what you need, a home equity line of credit from UBT can help — and right now, you can take advantage of a special rate of 2.49% APR for 24 months.*
We Can Help
Solutions tailored to your needs
This crisis impacts each person differently, and we want to be here for your specific needs. If you need assistance with any of your accounts, please call our team. We will work on individualized solutions to help you through this difficult time.
Hardship Ready Loan
Get funds fast without any collateral
If you need an extra cash infusion to help you weather the coronavirus storm, we can help. We’ve lowered the rates, fees, and the minimums on Ready Loans and we are offering up to 90 days before the first payment.
Banking from home
UBTgo, our online and mobile banking solution, allows you to check balances, move money, and even deposit checks. Click to learn more.
Fraudsters are using this opportunity to spin up new scams. Click to read more about what we are seeing and learn how to protect yourself.
The CARES Act and your business
The Paycheck Protection Program could help your business. Click to learn more about it and other SBA programs available to your business.
Coronavirus and the market
Wondering about the pandemic’s effects on your investments? Click to read some thoughts from our team of investment experts in the Wealth Management division of UBT.
Credit Card Payment Skip FAQs
If coronavirus has your finances in a bind, we’re here to help. Click for answers to your most common questions about our Credit Card Payment Skip option.
Federal Deposit Insurance Corporation
The FDIC has collected relevant coronavirus information for both consumers and bankers. Click through to get their thoughts on the current situation.
Small Business Administration
Small businesses are facing unprecedented effects from the coronavirus pandemic. Click through for guidance and loan resources from the SBA that can help.
Center for Disease Control & Prevention
Wondering about how best to practice social distancing and protective measures? Get the CDC’s most up-to-date information and resources about COVID-19 in the United States.
The World Health Organization
Visit the WHO’s coronavirus website for the latest news, helpful resources, and in-depth information about COVID-19 and its effects on the United States.
Prioritizing Community Health
Changes to branch hours and services
Most of our branch lobbies are closed or have reduced hours. To account for this change, we’ll also be expanding the service offerings available via drive-thru.
Safe deposit box access and in-person meetings can be arranged by appointment — just call the branch you’re hoping to visit to set up a time. Branch contact information and hours can be found by searching our Locations page.
Our team is here for you
Loan products subject to credit approval.