Tools to make accounts payable a breeze

From ACH payments to commercial credit cards, we make it easy to pay for things that keep your business humming along.

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When you’re running a business, time is money — which is why you don’t want to waste precious time dealing with managing money through your accounts payable. Maximizing efficiencies is key to freeing up your resources, so you can focus on other aspects of your business. Our Treasury Management experts can make suggestions to augment your accounts payable process, ensuring that the financial processes of your business run securely and efficiently. Read on to learn more about the Treasury Management suite of business products and how we can help you pay your employees and vendors in a way that works best for your organization.

Make direct payments

ACH (automated clearing house, a computer-based electronic network for processing transactions) enables you to pay employees and vendors and consolidate funds digitally rather than physically.

Paying your employees electronically using ACH for direct deposit cuts payroll processing time, eliminating printing, preparation, reconciliation, and special handling of checks. And by using ACH to pay vendors and individuals, you can greatly reduce (or even eliminate) the expense of billing in addition to reducing paper check handling. ACH vendor payments are fast, easy, and accurate, reducing administrative time and costs.

Never miss a bill

Business BillPay allows you to pay virtually anyone, anytime, anywhere. You don’t need to spend valuable time writing checks — let BillPay do your accounts payable heavy lifting! It adds a layer of security that mailing checks just doesn’t offer, and with customizable controls, what could be better?

Get the purchasing power you need

Commercial credit cards ensure that wherever you go, your business funds are always close at hand. Commercial credit cards from UBT offer a simple, convenient, flexible way to control your business expenditures, from office supplies to worldwide travel. Customizable merchant codes, spending limits, and unique, independent controls for each employee cardholder add built-in protective measures. Plus, with a commercial credit card from UBT, you can earn bonus points that you can redeem for cash back and other rewards.

Keep your payments secure

Positive Pay provides additional fraud control by comparing your issued checks and electronic ACH payments against those presented for daily payment and reports any discrepancies to you. Each day, you’ll be aware of any issues that can lead to fraud losses or disruption of payments to your vendors or customers. And the final decision is always made by you.

Wire services are also available — just ask your Treasury Management Representative for more information. And remember, you can also check the progress of your wire transfer using UBT Business Banking Online or the UBT Business mobile app.

UBT wants your business to have the edge in today’s highly competitive corporate world, and that starts with optimal utilization of all available resources. To learn more about how we can play a key role in leading your business toward sustainable growth, contact us or call UBT Treasury Management at 402.323.1557.

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Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.