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CD Specials

15 Month Access CD (not applicable to an IRA)
If rates rise or you just need to access your money, you can do it as often as once a week.
Effective as of
November 16, 2017
Minimum to open: $10,000
Only new money to UBT eligible.
  15 Months
APY* 1.00%
*Annual Percentage Yield (APY) is based on quarterly compounding. $10,000 minimum initial deposit with $1,000 minimum balance required. Minimum withdrawal of $1,000. Withdrawals may be made without penalty every 7 days. Withdrawals made within 6 days of opening or following a withdrawal will be assessed a penalty, which may reduce earnings. Not available for Public Funds.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

32 Month Rising Rate CD* (not applicable to an IRA) Effective as of
November 16, 2017
Minimum to open: $1,000
  First 18 Months Following 14 Months Total 32-Month Term
APY** 1.26% 3.64% 2.30%
*Maximum amount limits apply. Not available for Public Funds. Withdrawals made outside the 10-day grace period at the end of the first 18 months may be assessed a penalty, which may reduce earnings.
**The Annual Percentage Yield (APY) is based on quarterly compounding. $1,000 minimum balance to open the account and obtain the APY. Penalty for early withdrawal.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

 

Rates for CD Specials (not applicable to an IRA) Effective as of
November 16, 2017
Minimum to open: $1,000
TERM $1,000-$24,999.99 APY* $25,000 & Over APY*
10 months 0.75% 0.85%
20 months 1.26% 1.36%
48 months 2.47% 2.57%
60 months 2.63% 2.73%
*The Annual Percentage Yield (APY) is based on quarterly compounding. Unless otherwise noted, you must maintain a minimum balance of $1,000 to open the account and obtain the APY. Penalty for early withdrawal, which may reduce earnings.
Call toll-free at 800.297.2837, or in Lincoln at 402.323.1777, for more information.

 

Important Information About Procedures For Opening A New Account—
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you; we may also ask to see your driver’s license or other identifying documents.