Debit Cards | Union Bank & Trust

Change the way you pay with a mobile wallet

Apple Pay®

Out and about with your iPhone? Search for your the Apple Pay^® app on your phone and load your UBT card.

Samsung Pay®

Your credit or debit card can go wherever your Samsung goes. Load your UBT card into your phone's mobile wallet.

Google Pay™

Most Android phones are compatible with Google Pay™. Download the app and load your UBT card.

Personalize Your Debit Card

Get a debit card with an image you love

See someone — or something — you love, every time you use your card. Log into UBTgo online banking and create your own custom card for just $10.

Log into UBTgo

Visa® Gold Card

Carry the Gold Card

Union Bank’s Visa Gold debit card offers all the conveniences of a regular debit card, with the added benefit of higher daily spending limits. You’ll qualify for the card when your total deposits at Union Bank are $10,000 or higher. Relationship Advantage customers automatically qualify.

Designer Debit Cards

Show your style every time you use your card

Who says your debit card has to be boring? Choose from more than 50 designs featuring animals, sports, fashion, travel, and more! Check out the gallery below or visit a branch to have a Designer Debit Card issued to you today. Upgrading to a Designer Debit Card is just $5.

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Debit Card Controls

We make it easy to protect your account

Block and unblock your card if it goes missing
Set up real-time card alerts for transactions on your card
Restrict transactions for certain types of purchases
Place location controls on in-person purchases

Log into UBTgo

Frequently Asked Questions

Do you offer a debit card that takes the place of writing a check?

Yes, Union Bank offers a Visa Debit Card. The Visa Debit Card allows you to make purchases and get cash from any ATM that accepts Visa. You are also able to make deposits at UBT ATMs that are enabled for deposits.

There is no monthly or annual card fee.
Every transaction is fully detailed on your monthly account statement.
There is no fee for transactions at Union Bank ATMs. For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.*

*If using a non-Union Bank ATM, there may also be a surcharge assessed by the institution that operates the ATM, which UBT cannot control or waive.

I received a text message about a suspicious transaction, is this legitimate?

Yes, UBT will send you suspicous activity texts regarding your debit card from short code 70756. To confirm the activity, simply reply "Yes" and continue using your card. Reply "No" is that activity was not you. Our automated system will call you to start the stolen card reporting process and restrict access to the card.

Can I use my debit card internationally?

Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud.

What’s the difference between a debit card and a credit card?

A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.

How do I change my card design?

You may request a new card design in person at any branch, or by calling or chatting with us.

What do I do if I have lost my debit card?

You can place a temporary “block” on your card through the Debit Card Controls section of UBTgo.

To report your card lost or stolen, please call us at 402-323-1777 or toll free at 1-800-297-2837.

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