Managing Your Credit Card

The tools you need to actively manage your credit card

Keep tabs on your spending, your payments, your security, and more with our intuitive resources.

Manage Your Card Online

Knowledge is buying power

Our online tools make it easy to stay on top of what’s happening in your account, so you’ll never be caught by surprise by a missed bill or a forgotten charge. Simply log in to our credit card’s portal or UBTgo, and from there, you can:

  • View transactions and account history
  • Access your rewards
  • Enroll in paperless statements
  • View our Spend Analyzer
  • Make payments and more

If you have additional UBT accounts, accessing your account is even easier by logging in to UBTgo, where you can access all of your accounts from one place.

Take the hassle out of paying your bill

Add A Payment Account

Securely store your checking or savings account to your credit card by adding a payment account (under the Payments menu). Just let us know what type of account, the routing number, and the account number. Log in to eZcard or single-sign-on from UBTgo.

Make a One-Time Payment

It’s easy to make a single payment on your own schedule. Simply select “Make a Payment” from the Payments menu and choose from your saved accounts. Log in to eZcard or single-sign-on from UBTgo.

Set Up Recurring Payments

Want your bill to be paid automatically each month? It’s easy: Just choose between paying the minimum payment amount or the statement balance. Log in to eZcard or single-sign-on from UBTgo.

SecurLock Equip

Credit card security on the go

These days, keeping your credit card secure is more important than ever. That’s why we’ve partnered with SecurLock to help you take control of keeping your account safe. When you download the SecurLock app, you can: 

  • Turn your credit card on and off
  • Set up real-time transaction alerts
  • View transactions
  • Authorize certain transaction types for purchases
  • Place location controls on in-person purchases 

Change the way you pay with a mobile wallet

Apple Pay®

Out and about with your iPhone? Search for your the Apple Pay® app on your phone and load your UBT card. 


Samsung Pay®

Your credit or debit card can go wherever your Samsung goes. Load your UBT card into your phone's mobile wallet. 


Google Pay™

Most Android phones are compatible with Google Pay™. Download the app and load your UBT card.

Frequently Asked Questions

What’s the difference between a debit card and a credit card?

A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.

How do I notify UBT of my travel plans?

If you are traveling outside of your typical purchasing area we can place travel notes on your cards. You can stop into any branch, speak with Customer Support, or notify us via the Message Center within UBTgo.

What do I do if my credit card expires?

We will issue a new card approximately one month before your current credit card expires and will send it to your current billing address. Your current credit card will continue to work until the end of the month in which it expires or, until you activate your new card. We recommend activating your new card immediately, once you receive it. This can be done by calling our card activation center at (866) 444-0083. Please have your new card available when you call.

For additional questions, or if you have not received the replacement as expected, please contact our Credit Card Support at (402) 323-1465, or toll-free (833) 323-1465.

Be sure to shred your old card once the new one has been activated.

I locked myself out of the credit card website, who can I contact for assistance?

Please contact a UBT Credit Card Specialist at 402-323-1465, toll-free at 833-323-1465, and we will be happy to assist you.

Do Union Bank Credit Cards offer rewards?

Yes. When you use your Union Bank & Trust Credit Card you earn one point for every dollar you spend on signature-based purchases. Points can be redeemed for cash back, merchandise, gift cards or travel. To learn more about Scorecard Rewards, call (800) 854-0790.

I lost my credit card. What should I do?

As soon as you discover your credit card is missing, call our Credit Card Customer Service center toll-free at (800) 221-5920 to report your card as lost or stolen. You may call 24 hours a day, seven days a week.

Have questions?

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iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.

Samsung Pay® is a registered trademark of Samsung Electronics Co.

Android, Google Play, and Google Play logo are trademarks of Google LLC.