Get Prequalified

Take the first step toward a new home

Getting prequalified is a great way to find out what you can afford — and ensure you have everything you need when you’re ready to make an offer. Our Loan Officers can help walk you through the process over the phone.

Why prequalify?

Know what you can afford

There’s nothing worse than finding your dream home, then finding out it’s out of your price range. Getting prequalified gives you a better idea of what you can afford so you can target your search accordingly.

Be a competitive buyer

The housing market is hot right now, so when you find the home of your dreams, you want to be able to act quickly and confidently with a competitive offer. Getting prequalified can help make that happen.

Expert advice from the start

When you get input from experts early on, you’ll have a better idea of what to expect for your target budget, your expected payments, the documentation you’ll need when you go to buy, and more.

Allison Rubenthaler, Loan Operations

Get Prequalified

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Mortgage Calculator

How much home can I afford?

This calculator computes the most expensive house you can buy based on the highest payment you can afford, but does not indicate whether you would qualify for the loan.

Buying a Home
We’re here every step of the way

Shop around

When you start looking for your new home, calling your lender to get prequalified is a helpful first step. This way, you’ll be ready to act when you find the house you want to buy.

house on computer screen

Make an offer

Once you’ve found the home you want to buy, you’ll make an offer. This is when you’ll apply for financing based on the home for which you now have a purchase agreement.

Sold home

Prepare to move

From the time you submit your application to the day you close on your house, you’ll work with our team to collect documentation, get an appraisal, and get your loan approved. Working with an expert from the start can help you avoid any surprises near the end.

Home inspection and appraisal

Get your keys

On closing day, you’ll sign your final loan documents and get the keys to your new home. We’ll help make the process as smooth as possible — after all, you have some moving in to do.

Moving into your new home

Have Questions?

Get help from an expert

Loan products subject to credit approval.

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