Journey from UBT

All packed up for the next phase in life

The Journey program is designed with those age 50+ in mind, featuring travel, education, and special events that make it all more enjoyable.

Journey’s Mission Statement

A focus on curiosity and community

Our goal is to create an extension of UBT’s caring service and encourage exploration and curiosity at all stages of the journey. We provide experiences and opportunities that are designed to help people grow and learn while fostering financial wellness, increasing awareness around fraud protection and financial management, and building a unique, inclusive community.

Two people walking a dog

Journey Checking

A checking account that fits your lifestyle

Our Journey customers are unique, and you deserve a checking account that’s made with you in mind. That’s where Journey Checking comes in, with premium interest, a free Visa debit card, free online and mobile banking,1 and unlimited check writing. Plus, you can choose three of these bonus features at account opening: 

  • Fee freedom, which waives the $10 monthly maintenance fee, if applicable
  • Free specialty gray wallet checks; discount may be available on alternate styles
  • First designer debit card is free
  • Free check images (when enrolled in e-Statements)
  • $10 bonus for enrolling in e-Statements (via Online or Mobile Banking) within 60 days of account opening

Checking & Savings Offer

Reward yourself with up to $200†

If you don’t have both checking and savings accounts with UBT, there’s no better time than right now to get started — and earn a cash reward. Here’s how:

  • Get up to $150 when you open a new checking account and meet requirements
  • Get a $50 bonus when you open a new Union Savings account and meet requirements

That’s up to $200 for bringing it all together at UBT. Plus, you can enjoy all the benefits of working with a family-owned bank that cares about our customers, the communities we serve, and each other.

Get up to $200
Why Union Bank & Trust?

We get to know you

At UBT, people don’t have your money — your money has people. That means personalized service from real people who get to know you, your goals, and your individual needs.

We’re local

Since getting our start in Lincoln, we’ve expanded to include locations across the state and in parts of Kansas. We’re proud of our Midwestern roots and the people we serve.

We give back

We care about the communities we serve, so we make it a point to support charitable causes and civic organizations that make for an even better place to live and work.

We’re always innovating

Whether it’s improving our online experience or offering new ways to bank on the go, we’re always working to give you the best banking experience possible — so you can focus on what matters.

We’re family owned

UBT has been owned by the same family for more than 50 years, which means we understand the value of putting down roots, caring for those around us, and supporting other families as they grow.

We can do it all

At UBT, we cast a wide net. We offer banking and lending services to individuals and businesses, investing and wealth management solutions, trust services*, and more — all with a personal touch.

Have Questions?

Get help from an expert

*Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.


1Message and data rates may apply.

† Checking offer not valid for primary accountholder on existing UBT personal checking account(s). Savings offer not valid for primary accountholder on existing Union Savings or MyStyle Savings account(s). Offer not valid if existing checking or savings accounts closed 120 days prior to 06/01/2020. Receive $50 when you open a Simply Free Checking account and have $500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $150 when you open an interest-earning checking account (Bonus, Journey, Premier, or Premium Interest Advantage) and have $2,500 in electronic direct deposits posted within 90 calendar days of account opening. Receive $50 when you open a Union Savings account and maintain a $2,500 balance for 90 calendar days from account opening. Bonus is credited to your active account within 100 days of account opening if you meet requirements. $50 opening deposit required on Checking accounts (Bonus Checking requires $1,000 opening deposit). Union Savings requires $2,500 opening deposit in new money. Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained. For example, Journey Checking requires a $100 minimum daily balance to earn .05% APY. Union Savings earns .05% APY. APYs accurate as of 05/28/2020. Fees may reduce earnings; rates subject to change. Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers. Journey Checking accounts are designed for people age 50 and over. Premier Checking limited to Private Banking clients. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska. Promotions available 06/01/2020 to 09/30/2020. Member FDIC.