5/19/2025 Ashley Lundgren https://pa-www.ubt.com/about/directory/ashley-lundgren PersonalHome Loan Officer
6/25/2025 Understanding credit and when to use it https://pa-www.ubt.com/learning-center/blogs/understanding-credit-and-when-use-it This blog explains the types of credit, their benefits and risks, and offers tips for using credit responsibly to build a strong financial foundation. Read More PersonalManaging Your MoneyBuilding CreditCredit CardBanking 101
5/21/2025 Incentive trusts: Use them to pass your wealth and values on to beneficiaries https://pa-www.ubt.com/learning-center/blogs/incentive-trusts-use-them-pass-your-wealth-and-values-beneficiaries Consider adding an incentive trust to your estate plan if you want to share your assets and values with your loved ones. Read More PersonalEstate Planning
5/21/2025 Sharing your estate plan’s details with family has pros and cons https://pa-www.ubt.com/learning-center/blogs/sharing-your-estate-plans-details-family-has-pros-and-cons There are many factors to consider when deciding whether to divulge the details of your estate plan to family members. Read More PersonalEstate Planning
6/20/2025 Starting young: How to build credit for kids https://pa-www.ubt.com/learning-center/blogs/starting-young-how-build-credit-kids Add your child as an authorized user on your credit card to help them build credit early and learn financial responsibility. Read More PersonalManaging Your MoneyBanking 101
8/9/2019 Directory https://pa-www.ubt.com/about/directory At UBT, people don't have your money - your money has people. Real people like these. Read More PersonalTreasury Management
6/30/2025 How to interview for a job and negotiate pay https://pa-www.ubt.com/learning-center/blogs/how-interview-job-and-negotiate-pay Prepare for job interviews and salary negotiations. Research, practice, ask questions, and negotiate pay and benefits for success. Read More PersonalBanking 101
7/1/2025 Understanding your credit score https://pa-www.ubt.com/learning-center/blogs/understanding-your-credit-score Your credit score unlocks financial opportunities. Learn what it is, how it's calculated, and ways to improve it for better loan terms, rates, and approvals. Read More PersonalBuilding CreditBanking 101
5/22/2025 Stepped-up basis rules can ease the income tax bite of an inheritance https://pa-www.ubt.com/learning-center/blogs/stepped-basis-rules-can-ease-income-tax-bite-inheritance Understanding the stepped-up basis rules is beneficial for family members who inherit your assets. Read More PersonalEstate Planning