An emergency fund is a separate savings or bank account used to cover or offset unexpected expenses, whereas your regular savings are for planned expenses.
At UBT, we are serious about protecting your money from fraudsters and scams. Check out our Fraud Learning Center to get tips on how to avoid falling victim.
Certificates of Deposit (or CDs for short) are a great way to save money you know you'll need in the future. With guaranteed returns, you can rest easily.