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  • Personal
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Showing 221-230 of 391
6/20/2025

Starting young: How to build credit for kids

https://www.ubt.com/learning-center/blogs/starting-young-how-build-credit-kids
Add your child as an authorized user on your credit card to help them build credit early and learn financial responsibility.
Read More
  • Personal
  • Managing Your Money
  • Banking 101
11/1/2021

Smart ways to use credit successfully

https://www.ubt.com/learning-center/blogs/smart-ways-use-credit-successfully
Learn how to use credit as a tool to improve your financial well-being and some tips about finding and using credit cards to do so.
Read More
  • Building Credit
  • MoneyBetter
  • Banking 101
  • Financial Literacy
3/27/2023

FDIC insurance: Am I covered?

https://www.ubt.com/learning-center/blogs/fdic-insurance-am-i-covered
We answer your questions about just how FDIC works and how much coverage you are entitled to each financial institution.
Read More
  • Personal
  • Banking 101
  • Checking
  • Fraud
1/8/2024

IRS proposes regulations for long-term part-time employees

https://www.ubt.com/learning-center/blogs/irs-proposes-regulations-long-term-part-time-employees
  • Running a Business
  • Business Banking
10/4/2023

Good, better, and best practices for all rate environments

https://www.ubt.com/learning-center/blogs/good-better-and-best-practices-all-rate-environments
Rates go up, and rates come back down. Knowing how to navigate them to your advantage either way can mean the difference between making and losing money.
Read More
  • Personal
  • Managing Your Money
  • Investing
  • Loans
  • Topical
1/12/2026

Big purchases: Spend your savings or borrow money?

https://www.ubt.com/learning-center/blogs/big-purchases-spend-your-savings-or-borrow-money
We all encounter plenty of big purchases in life, and we have to consider the best financing options. When is it best to spend our savings or borrow the money?
Read More
  • Personal
  • Managing Your Money
  • Savings
  • Loans
3/4/2026

Upcoming ACH rule changes in 2026

https://www.ubt.com/learning-center/blogs/upcoming-ach-rule-changes-2026
To ensure timely and accurate processing of your business’s transactions, it’s important to stay up to date with Nacha rules and regulations.
Read More
  • Personal
  • Running a Business
  • Business Banking
  • Treasury Management
9/24/2019

Flexible Spending Accounts (FSA)

https://www.ubt.com/business/employee-benefits/omnify-health-benefits/flexible-spending-accounts-fsa
Flexible Spending Accounts are great for uncovered medical expenses.
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  • Personal
  • FSA
  • Health Benefits
  • Omnify
9/17/2019

UBT at UNL

https://www.ubt.com/unl
It’s GBR at UBT with our dedicated UNL checking, lending, and banking services.
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  • Personal
  • Online Banking
  • Debit Card
  • UNL
7/14/2021

Buying a pre-owned car

https://www.ubt.com/goals/buying-pre-owned-car
Buying a used car can be a great option. We've put together a guide so you don't miss any steps in inspecting the car or completing the transaction.
Read More
  • Personal
  • Managing Your Money
  • Building Credit
  • Auto Loans

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