Nebraska Union Branch

On-campus convenience

For UNL students and staff members, life happens on campus — so your banking should, too. Find the services you need, right where you need them:

  • On-campus branch inside the Nebraska Union
  • 10 ATMs throughout City Campus and East Campus
  • Ability to meet with bankers and loan officers
  • Modern banking conveniences like our mobile app and UNL website
  • Instant reprints of replacement debit cards if yours is lost

We know that our UNL campuses are rich in diversity, which is why we have associates on staff at our UNL branch who speak Spanish, Mandarin Chinese, Hokkien, and Malay in addition to English.

Headshot of Taron Lewis

A Banker Just for the UNL Community

Your money has people — on-campus people

At UBT, our people take pride in going the extra mile — like Taron, whose entire goal is to serve the UNL campus. He’s experienced, knowledgeable, and can help you open your accounts, secure a loan, and more.

Simply Free UNL account details: For currently enrolled UNL students. (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in paperless statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening. New checking account customers only. Cannot be combined with other offers. (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess). (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. (4) $10 Credit: New checking account customers only. Requires enrollment in Union Bank's RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening. $10 will be credited to active checking account within 70 days of account opening if you meet the requirements. Account not affiliated with or endorsed by any college or university.

UNL Sponsorships

Let’s make our community better together

We’re committed to giving up to $30,000 annually to student and nonprofit organizations on campus. Have a cause you’d like us to consider supporting? Fill out our sponsorship request form for our UNL Donations Committee to review.

UBTgo Mobile App

Find out why our app has 4.9 stars

The UBTgo mobile app is faster, sleeker, and now easier to use than ever — and judging by the reviews, our users agree! Visit your phone’s app store today to download the latest version and see for yourself how easy it can be to manage your money from anywhere.

Message and data rates may apply.

A screenshot of the UBTgo mobile app.

NIL Income Guide

You worked hard to earn that money; let's make sure it's working hard for you.

Between setting up an LLC, figuring out what bank accounts you need, how your taxes should be handled, and what sort of investments you'll make, there's a lot to consider. Don't worry, we'll walk you through it step-by-step. Download our handy guide to get started, and remember we're always here to answer your questions.

Frequently Asked Questions

What do I need to open a Simply Free UNL Account?

Domestic students need a government issued ID and their N Card.

International students will need a passport and their N Card.

Where can I find my account number and routing number?

Union Bank's routing number is 104910795.

You can find your account number in a few places:

  1. In UBTgo accessed through desktop or the mobile browser on the Account Details section of the Account Activity Screen
  2. On your checks
  3. On a monthly statement either mailed to your or accessed through UBTgo


How do I set up online banking?

Visit or download the UBTgo mobile app. Choose the registration option and fill out all of the information asked for. 

For UNL international students, faculty, and staff:

If you do not have a social security number, use the first four digits of your UNL Student ID number unless otherwise instructed. If you haven't gotten a U.S. phone number yet, fill in the phone number field with zeros. 

Can I use my debit card internationally?

Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud. 

Do you offer student loans?

Our partner offers student loans through

I need a voided check for my direct deposit, where can I get one?

A branch can print a direct deposit form for you. You can also download and print our Direct Deposit Form.

Need Support?

Connect with our people online

Loan products subject to credit approval.

Message and data rates may apply.