11/3/2023 Two estate planning documents working in tandem: A living trust and a pour-over will https://www.ubt.com/learning-center/blogs/two-estate-planning-documents-working-tandem-living-trust-and-pour-over-will When planning your estate, pairing a pour-over will with a living trust can act as a backstop for certain wayward assets. Read More PersonalEstate Planning
11/12/2024 Year end is gift-giving time: Use the annual gift tax exclusion to the max https://www.ubt.com/learning-center/blogs/year-end-gift-giving-time-use-annual-gift-tax-exclusion-max Reduce your taxable estate by making annual gift tax exclusion gifts. Read More PersonalEstate Planning
8/18/2023 Avoiding probate: How to do it (and why) https://www.ubt.com/learning-center/blogs/avoiding-probate-how-do-it-and-why Because of probate’s public nature, avoiding the process to the extent possible is a goal of many estate plans. Here are some strategies. Read More PersonalEstate Planning
6/5/2023 10 mistakes new business owners should avoid https://www.ubt.com/learning-center/blogs/10-mistakes-new-business-owners-should-avoid Avoid these 10 common mistakes when starting and running a small business. Read More PersonalRunning a BusinessSmall Business
7/3/2024 Is it time to rebalance your portfolio? https://www.ubt.com/learning-center/blogs/it-time-rebalance-your-portfolio If you’ve never rebalanced your portfolio, or it’s been a while, it might be time to consider taking a look at your portfolio’s assets. Read More PersonalRetirementRetirement Plans
2/23/2023 Budget automation: Put your bills on autopilot https://www.ubt.com/learning-center/blogs/budget-automation-put-your-bills-autopilot More advanced budgeters can employ these autopilot tactics and budgeting no-brainers at the outset of the month to do a bit of financial coasting. Read More PersonalManaging Your MoneyBudgeting
12/9/2025 Magic Moments: The Jones Family https://www.ubt.com/magic-moments-jones-family Kynzlee Jones was born with a Hypoplastic Left Heart Syndrome, a rare congenital heart defect. She received two lifesaving procedures in 2022 and 2024. Read More PersonalCommunity CommitmentMagic Moments 2025
9/10/2019 Manage your credit card https://www.ubt.com/personal/credit-cards/manage-your-credit-card Manage your UBT Credit Card, keep track of your rewards, load your card into a mobile wallet, and control your card with SecurLock Equip. Read More PersonalCredit Card
3/4/2022 Clarity counts when it comes to estate planning documents https://www.ubt.com/learning-center/blogs/clarity-counts-when-it-comes-estate-planning-documents Ambiguous language in your estate plan may lead to family disputes after your death. Read More Estate PlanningPersonal Trust
2/4/2025 Maximizing your money: The power of HSA accounts https://www.ubt.com/learning-center/blogs/maximizing-your-money-power-hsa-accounts A health savings account can positively affect an estate plan because its funds grow on a tax-deferred basis, potentially building wealth for heirs. Read More PersonalEstate PlanningHSA
