UNL Faculty & Staff Banking

A special interest rate for University personnel

You work hard at UNL. Let us reward you with a checking account bearing a premium 1.50% APY on balances $50,000 and under, and 0.50% APY on balances over $50,000 (when requirements are met)1.

University Checking

Earn 1.50% APY on balances $50,000 (when requirements are met)¹

It gives you all the privileges of a checking account, and you can earn premium interest. Simply have the following activity each statement cycle: 12 Visa® debit card purchases posted (excludes ATM transactions), receive e-Statements (requires enrollment via Online or Mobile Banking and ongoing valid email address), access Online or Mobile Banking, and one direct deposit posted. No monthly maintenance fees. Just 1.50% APY on balances of $50,000 and under and 0.50% APY on balances over $50,000 (when requirements met)on the account you use every day — because you deserve a little bonus. See University Checking Details below for more information.

Family making dinner
Nicole Sweigard

A Banker Just for Faculty & Staff

Your money has people — on-campus people

At UBT, our people take pride in going the extra mile — people like Nicole Sweigard, whose entire goal is to serve UNL faculty and staff. She's experienced, she's knowledgeable, and she can connect you with UBT experts who can guide you through core banking services, home and personal loans, wealth management, and more, all with your best interests in mind.

On-campus support and resources

Nebraska Union branch

As UNL faculty or staff, life happens on campus — so your banking should, too. You’ll find a full-service branch inside the Nebraska Union, plus convenient ATMs located on both campuses.

Online chat

Need help from a real person but don’t have time to run down to the branch? We’ve got you covered. Simply start a chat with a member of our friendly, local customer support team.

Meet with a banker

If you’re looking to have a larger conversation about your finances, investing for the future, or any other banking needs, you can set up a time to meet with someone at the campus branch.

University Checking Details

An account just for UNL employees

Must be UNL faculty, staff, or administrator
$50 minimum opening deposit
No monthly fee
Up to 1.50% APY on balances $50,000 and under, and 0.50% APY on balances over $50,000 (when requirements are met)¹.
Unlimited free ATM transactions²
Other benefits: 
University Checking debit card with increased daily withdrawal and purchase limits
Free e-Statements (required)
24-hour account access through UBTgo, with online and mobile banking⁴, mobile deposits⁴, Bill Pay, e-Alerts, PopMoney, and TeleBank
Free, unlimited check writing
Free safe deposit box for the first year (where available)
One free NSF fee waiver per year³
Short-term Federal Investment Trust*
Relationship Advantage: Maintain $10,000 in total deposits with Union Bank (excluding health savings accounts) to automatically waive selected fees on one personal checking account, plus ATM Usage Fee at Non-UBT ATMs (excludes surcharges from ATM owners) are waived on your checking and savings accounts.

1) 1.50% Annual Percentage Yield for balances $50,000 and under and 0.50% APY for balances over $50,000 applicable if you meet the following requirements each statement cycle:  12 debit card purchases posted (excludes ATM transactions), receive e-Statements (requires enrollment via Online or Mobile Banking and ongoing valid email address), access Online or Mobile Banking, and one direct deposit posted.  If requirements are not met 0.15% APY applies to entire balance. $50 required to open account. Fees may reduce earnings. APY accurate as of the effective date in the deposit account rates. Rates subject to change. (2) Excludes surcharges ATM owners may assess. (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year. This account is not affiliated with or endorsed by any college or university. (4) Message and data rates may apply.

*Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.

 

UBTgo Digital Banking

Your bank goes where you go

UBTgo helps you easily manage all of your money from any device. Deposit checks from your phone, pay a friend, pay your bills — you can do it all any time, anywhere.

Man using UBTgo on phone

Frequently Asked Questions

How do I set up online banking?

Visit ubt.com or download the UBTgo mobile app. Choose the registration option and fill out all of the information asked for. 

For UNL international students, faculty, and staff:

If you do not have a social security number, use the first four digits of your UNL Student ID number unless otherwise instructed. If you haven't gotten a U.S. phone number yet, fill in the phone number field with zeros. 

How do I access my e-Statements through UBTgo?

To access e-Statements via your web browser: 

  1. Log into UBTgo and select Accounts > Statements
  2. Select the account for which you are wanting the statement(s). All statements available for that account for the last 24 months will be listed, with the most recent at the top.
  3. Click on the file(s) to download and save/open them.
  4. If you would like to print your statement, when the statement is open, select File > Print.

To access e-Statements via your smartphone:

  1. Log into UBTgo, tap the menu, and tap Accounts > Statements
  2. Select the account for which you are wanting the statement(s). All statements available for that account for the last 24 months will be listed, with the most recent at the top. 
  3. Tap on a statement to open and view it. 
What is Zelle®?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank2.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.

Who can I send money to with 𝙕𝙚𝙡𝙡𝙚?

You can send money to friends, family and others you trust2.

Since money is sent directly from your bank account to another person's bank account within minutes1, it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.

How do I use 𝙕𝙚𝙡𝙡𝙚?

You can send, request, or receive money with Zelle.

  1. To get started, log into online banking or your mobile app, navigate to Bill Pay and select "Send Money with Zelle®". Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you're ready to start sending and receiving with Zelle.
  2. To send money using Zelle, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes1.
  3. To request money using Zelle, choose "Request," select the individual(s) from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
  4. To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.
2) Must have a bank account in the U.S. to use Zelle.
3) In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already
enrolled with Zelle.

 

Someone sent me money with 𝙕𝙚𝙡𝙡𝙚, How do I receive it?

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1.

If you have not yet enrolled with Zelle, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select your financial institution.
  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number to ensure you receive your money.

1) Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

Have Questions?

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