Zelle®

Send and receive money with Zelle®

Zelle® is a convenient way for your small business to send and receive money. Use Zelle® to accept payments from your customers or pay an eligible vendor, supplier, or employee.1

Why use Zelle®

Easy

Your customers can pay you with Zelle® right from their banking app, allowing you to receive payments while on the go with no extra hardware or trip to the bank.

Fast

Enhance cash flow. No need to wait for a check to clear — payments are sent directly to your bank account, typically within minutes.1

Safe

No need to provide your account information to send and receive payments1 with Zelle®.

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Enroll with Zelle® now

  • Request access by calling the business support line at 402.473.8542.
  • Once Zelle® has been added, log into UBT Business to get started.
  • In the main menu, select "Send Money". Then click the Zelle® tile.
  • Enroll your email address or U.S. Mobile number.

You're ready to start sending and receiving money with Zelle®. Next time you need to be paid, as for Zelle®!

Frequently Asked Questions

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How do I use a Zelle® QR code with a small business account?

Zelle® QR code provides peace of mind knowing you can send and receive money, without typing an email address or U.S. mobile number.

To locate your Zelle® QR code, log in to UBT Business, then select Zelle®. Next, go to your "Zelle® settings" and click "Zelle® QR code" and your QR code will be displayed under "My Code". From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. To receive money, share your Zelle® QR code.

To send money, you’ll need to access UBT Business via the mobile app. Then, click "Send money with Zelle®", click "Send," then click on the QR code icon displayed at the top of the "Select Recipient" screen. Once you allow access to your camera, simply point your camera at the recipient's Zelle® QR code, enter the amount, hit "Send," and the money is on the way! When sending money to someone new, it's always important to confirm the recipient is correct by reviewing the displayed name before sending money.

How do I tell my customers that they can pay me with Zelle®?

There are a few ways you can encourage your customers to pay you with Zelle®.

  • Tell customers verbally that you accept payments with Zelle®, and that they can easily send you money right from their banking app.
  • Include it on an invoice. We recommend adding “I accept payments with Zelle®” or “Pay me with Zelle®”.
  • Use Zelle® to request money from your customers (which will send them a notification telling them you’ve requested payment with Zelle®).*

Please note, you’ll only be able to receive payments from consumers using Zelle® through their financial institution’s banking app.

Can I use Zelle® internationally?

In order to use Zelle®, the sender and recipient's bank or credit union accounts must be based in the U.S.

Is my information secure?

Keeping your money and information secure is a top priority for Union Bank & Trust. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your Union Bank & Trust account safe.

I believe I’ve been a victim of a scam. Who should I contact?

Please contact our Customer Support team at 855.234.1241. Qualifying imposter scams may be eligible for reimbursement.

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* To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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